SPEKTRA EVENTS GROUP LIMITED

Executive Summary

Spektra Events Group Limited is a newly established micro-entity with a modest but positive financial position and no history of operational scale or employees. The company currently demonstrates sufficient short-term liquidity but limited financial resilience due to its small asset base. Conditional credit approval is advised with close monitoring of future performance and liquidity to mitigate early-stage risks.

SPEKTRA EVENTS GROUP LIMITED - Analysis Report

Company Number: 14528179

Analysis Date: 2025-07-29 14:12 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   Spektra Events Group Limited is a recently incorporated micro-entity with modest net assets of £2,627 as of 31 December 2023. The company shows positive net current assets (£1,961) indicating short-term liquidity to meet current obligations. However, the absence of employees and minimal fixed assets suggest a very early-stage business with limited operational history and scale. While there is no indication of financial distress or overdue filings, the company's ability to generate sufficient cash flow to service debt or expand operations remains unproven. Credit approval should be conditional on monitoring future trading results and cash flow stability.

2. Financial Strength:
   The balance sheet reflects a small but positive net asset position (£2,627), primarily supported by current assets (£11,387) against current liabilities (£9,426). Fixed assets are minimal (£2,466), typical for a startup or service-based business. The company has no audit requirement due to its micro status and reported no employees, implying low operational complexity and limited financial commitments. The equity base is narrow, so any material losses could quickly erode capital.

3. Cash Flow Assessment:
   Net current assets of £1,961 provide a buffer for short-term liquidity, but the low absolute cash and asset base limit the company’s flexibility. The current liabilities are significant relative to net assets, and there is also £1,800 in accruals and deferred income, which may represent obligations or unearned revenue. Without detailed cash flow statements, it is unclear how the company manages working capital, but the early stage and small scale suggest cash flow risk if revenue generation is slow or delayed.

4. Monitoring Points:

• Quarterly or biannual review of trading performance and cash flow statements to confirm improving liquidity and profitability.
• Watch for changes in current liabilities and deferred income that may signal growing financial pressure.
• Verify timely filing of subsequent accounts and confirmation statements to ensure compliance and transparency.
• Monitor directors’ activities and any changes in ownership or control that could affect governance or financial strategy.