SSZ GLOBAL PRIVATE LIMITED

Executive Summary

SSZ GLOBAL PRIVATE LIMITED shows strong financial recovery and growth with positive net assets and healthy working capital. While liabilities have increased, the company maintains a stable balance sheet and solid cash flow position. Careful management of debts and continued investment in productive assets will be key to sustaining financial wellness and supporting future growth.

SSZ GLOBAL PRIVATE LIMITED - Analysis Report

Company Number: 13032674

Analysis Date: 2025-07-20 12:48 UTC

Financial Health Assessment Report: SSZ GLOBAL PRIVATE LIMITED

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1. Financial Health Score: B

Explanation:
SSZ GLOBAL PRIVATE LIMITED demonstrates solid improvement over recent years, with growing net assets and positive working capital. The company is financially stable but carries some liabilities that require monitoring. The grade B reflects a generally healthy financial position with room for cautious improvement to reach top-tier financial wellness.

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2. Key Vital Signs

Metric	2023 (£)	Interpretation
Fixed Assets	42,256	Significant increase indicating investment in long-term resources—a positive sign of growth.
Current Assets	57,585	Healthy level of liquid and short-term assets to cover immediate obligations.
Current Liabilities	38,539	Higher than previous year but manageable given current assets; requires careful cash flow management.
Net Current Assets	42,154	Positive working capital, indicating ability to cover short-term debts comfortably.
Total Net Assets	24,813	Positive equity shows that the company’s assets exceed liabilities—financially sound position.
Share Capital	2	Minimal investment from shareholders; company relies mainly on reserves and retained earnings.
Average Employees	1	Micro entity classification confirmed; lean operation likely focused on specialized services.

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3. Diagnosis: Financial Health Analysis

SSZ GLOBAL PRIVATE LIMITED exhibits strong signs of financial vitality akin to a patient recovering well after initial distress:

• Healthy cash flow position: The company has built up net current assets of £42,154 in 2023, a considerable improvement from a negative position in 2020. This "healthy pulse" means the company can meet its short-term obligations without stress.

• Growth in fixed assets: From £1,933 in 2020 to £42,256 in 2023, this suggests investment into property, equipment, or other long-term assets, indicating strategic growth and confidence.

• Liabilities profile: Current liabilities have increased sharply to £38,539, and there are significant long-term creditors (£38,539) and provisions (£9,672). This represents symptoms of elevated financial obligations that need monitoring to avoid liquidity strain.

• Net assets and equity: Positive net assets of £24,813 indicate the company’s balance sheet is stable and not in distress. The shareholders’ funds have increased from a deficit in 2020 to a positive net worth, showing recovery and retained earnings accumulation.

• Micro entity status: The small scale of operations with only one employee keeps fixed overheads low, which is a strength in managing expenses.

Overall, the company’s financial “vital signs” indicate a recovering and growing business with manageable risks. However, the increased current liabilities and provisions warrant attention to ensure they do not escalate into financial distress.

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4. Recommendations: Path to Optimal Financial Wellness

1. Monitor and Manage Liabilities:

   • Keep a close watch on current and long-term liabilities to ensure timely payments and avoid liquidity crunches.
   • Negotiate better payment terms or restructure debts if necessary to ease cash flow pressure.

2. Strengthen Cash Reserves:

   • Build up cash reserves or liquid assets to buffer against unforeseen expenses or downturns.
   • Maintain a healthy cash conversion cycle by accelerating receivables and managing payables efficiently.

3. Optimize Asset Utilization:

   • Review fixed asset investments ensuring they contribute to revenue growth or operational efficiency.
   • Avoid over-investment that ties up cash unnecessarily.

4. Capital Injection Consideration:

   • Explore possibilities for increasing share capital or external funding to improve equity base and reduce reliance on liabilities.

5. Regular Financial Reviews:

   • Conduct periodic financial health checks to spot early symptoms of distress and act proactively.
   • Use forecasting tools to anticipate future cash flow needs and plan accordingly.

6. Maintain Lean Operations:

   • Given the micro entity status and single employee, continue to keep overheads low while scaling cautiously.

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