ST. JOHN’S PARADE (L) LTD

Executive Summary

St. John’s Parade (L) Ltd is a dormant entity with no trading activity or financial resources beyond nominal share capital. It shows no capacity to service debt or generate cash flow, presenting an unviable credit risk. Credit facilities are not recommendable at this stage without significant operational and financial developments.

ST. JOHN’S PARADE (L) LTD - Analysis Report

Company Number: 13085674

Analysis Date: 2025-07-20 12:25 UTC

1. Credit Opinion: DECLINE
   St. John’s Parade (L) Ltd has been dormant since incorporation with no trading activity or material financial transactions reported. The company’s balance sheet is minimal, holding only nominal debtors and share capital of £100. There are no revenues, profits, or cash flow generation evident, indicating no capacity to service debt or financial obligations. The absence of operational activity signifies high risk with no evidence of business viability or financial resilience. Consequently, the company does not meet basic creditworthiness criteria for lending or credit extension.

2. Financial Strength:
   The company’s financial position is extremely weak, characterized by total assets and net current assets of only £100, which equals its share capital. There are no fixed assets, no retained earnings, and no liabilities beyond the nominal value of share capital and debtors. The dormant status and static balance sheet over multiple years confirm no asset growth or financial development. This balance sheet structure provides no buffer against financial stress or downturns, and no collateral value is apparent.

3. Cash Flow Assessment:
   There is no reported income, operating activity, or cash inflows. The debtor balance of £100 is negligible and unlikely to represent meaningful working capital. The company does not generate cash flow from operations and has no retained earnings to fund any expenses. Liquidity is entirely dependent on shareholder funding or external injections, which have not occurred. The absence of cash flow or working capital makes the company incapable of meeting any credit or financing commitments.

4. Monitoring Points:

• Confirm any change in company status from dormant to active trading and review subsequent financial filings for revenue and profit generation.
• Monitor director and shareholder activity for injections of capital or business development initiatives.
• Check for any overdue filings or indications of financial distress such as administration or liquidation proceedings.
• Track any changes in ownership or management that could signal restructuring or a turnaround plan.