STACK OPTIMISE LTD

Executive Summary

Stack Optimise Ltd is a newly formed micro-entity with a solid liquidity base and compliant governance. While its limited operating history and scale constrain a full risk evaluation, current financial and filing data indicate a low risk of immediate solvency or compliance issues. Further operational and profitability details are recommended to inform a comprehensive investment risk assessment.

STACK OPTIMISE LTD - Analysis Report

Company Number: 15188651

Analysis Date: 2025-07-29 15:56 UTC

1. Risk Rating: LOW
   Stack Optimise Ltd presents a low risk profile based on available data. The company is newly incorporated with clean compliance records, positive net current assets, and no overdue filings. Its micro-entity status and small employee count align with manageable operational complexity.

2. Key Concerns:

• Limited operating history: Incorporated in October 2023, there is no financial track record beyond a single reporting period, which limits assessment of stability and growth prospects.
• Small scale operations: With only two employees and micro-entity classification, the company may have limited resources and market reach, which could impact resilience to economic shocks.
• Absence of profit and loss data: The accounts omit profit and loss figures, preventing evaluation of profitability, cash flow generation, or expense management.

3. Positive Indicators:

• Strong liquidity position: Current assets of £100,807 against current liabilities of £35,703 yield net current assets of £65,104, indicating good short-term solvency and working capital.
• Compliance and governance: All statutory filings, including accounts and confirmation statements, are up to date with no overdue deadlines or penalties noted.
• Balanced shareholding and control: Two directors each hold 25-50% shares and voting rights, suggesting clear and stable ownership without apparent conflicts.

4. Due Diligence Notes:

• Obtain profit and loss details or management accounts to assess operational performance, revenue streams, and cost structure.
• Review business plan and client contracts to understand market positioning and sustainability given the micro scale.
• Verify financial projections and cash flow forecasts to confirm continued liquidity beyond the initial reporting period.
• Confirm directors’ backgrounds and any related party transactions given the family control structure.