Company Number: 13287333

Analysis Date: 2025-07-20 18:56 UTC

1. Credit Opinion: DECLINE. STAME PROPERTY SERVICES LIMITED is a dormant company with minimal financial activity and no trading history. The company has not demonstrated an ability to generate revenue or profits, or to service debt obligations. Given the absence of operational data and financial performance, there is insufficient evidence to support extending credit facilities at this time.

2. Financial Strength: The balance sheet as of 31 March 2025 shows nominal net assets of £10, reflecting the issued share capital only. There are no reported current or fixed assets, liabilities, or reserves. The company has maintained a dormant status for multiple years, indicating no meaningful financial transactions or growth. The lack of tangible assets or equity buildup signals very limited financial strength.

3. Cash Flow Assessment: No cash flow statements or working capital data are available due to dormancy. The previous year showed current assets of £20,010 and current liabilities of £20,000 resulting in minimal net current assets; however, this appears to be from the initial incorporation phase rather than ongoing operations. Absence of trading activity means no internal cash generation or liquidity to support debt servicing.

4. Monitoring Points:

• Track any change in filing status from dormant to active trading.
• Monitor forthcoming accounts for evidence of operational income and expenses.
• Watch for changes in net assets and working capital that may indicate business activity.
• Review director appointments and any PSC changes for potential impact on governance and control.