STANFORD DEVELOPMENT GROUP LIMITED

Executive Summary

Stanford Development Group Limited is a newly formed dormant private limited company with negligible financial resources and no trading history. The current financial position and lack of operational data preclude extending credit at this time. Monitoring should focus on the company’s move to active trading and the emergence of meaningful financial metrics before reconsidering credit exposure.

STANFORD DEVELOPMENT GROUP LIMITED - Analysis Report

Company Number: 15169447

Analysis Date: 2025-07-20 19:13 UTC

1. Credit Opinion: DECLINE
   Stanford Development Group Limited is a very recently incorporated entity (September 2023) classified as dormant with minimal financial activity. Its balance sheet shows nominal current assets (£20) and liabilities (£19), resulting in negligible net assets of £1. The company has no trading history, no employees, and no revenue or cash flow generation, which makes assessing its ability to service debt impossible at this stage. The lack of operational data or financial substance suggests it is not yet creditworthy for lending or commercial credit facilities.

2. Financial Strength:
   The company’s financial position is extremely weak but expected for a dormant start-up. Net assets stand at just £1, reflecting the initial share capital with no accumulated earnings or reserves. Current assets are trivial, primarily representing cash or receivables of £20, offset by £19 in current liabilities. There are no fixed assets or investments. The balance sheet indicates no financial cushion or operational scale.

3. Cash Flow Assessment:
   No cash flow or trading activity is evident. The company is dormant and has zero employees, indicating no operational cash inflows or outflows. Working capital is positive but immaterial (£1), so liquidity is effectively non-existent for business purposes. The entity currently cannot generate cash to meet obligations beyond minimal liabilities.

4. Monitoring Points:

• Track the transition from dormant to active trading status and corresponding financial filings.
• Monitor the company’s cash flow statements and profitability once trading commences.
• Watch for increases in asset base and working capital adequacy as indicators of operational scale and credit capacity.
• Review director conduct and any external financing arrangements as the company evolves.