Company Number: 13811858

Analysis Date: 2025-07-20 13:28 UTC

1. Risk Rating: MEDIUM
   The company shows a modest improvement in net assets over recent years but operates with very limited capital and minimal fixed assets. While currently solvent on a net asset basis, the low absolute asset values and small working capital buffer suggest moderate risk in meeting obligations under stress.

2. Key Concerns:

• Thin Working Capital: Although net current assets improved to £1,165 in 2024 from negative positions in prior years, the margin remains very narrow given current liabilities of £9,174, indicating potential liquidity strain if cash inflows falter.
• Limited Asset Base: Fixed assets and total net assets are minimal (£277 and £1,442 respectively in 2024), implying low tangible security for creditors and limited financial resilience.
• Single Director and Shareholder Control: Complete control by one individual (Paul Edward Hassall) concentrates operational and governance risk; lack of board diversity may affect oversight and decision-making robustness.

3. Positive Indicators:

• Timely Filing and Compliance: No overdue accounts or confirmation statements, indicating good regulatory compliance and governance discipline.
• Improvement in Financial Position: Net assets rose from a negative £8,357 at incorporation to a positive £1,442 by end of 2024, showing a trajectory toward financial stability.
• Micro Entity Status with Minimal Overhead: Small scale operations with only one employee and low fixed asset base suggest low overhead costs, which may support sustainability if revenues are stable.

4. Due Diligence Notes:

• Review Cash Flow and Revenue Streams: Detailed examination of cash inflows and outflows to assess liquidity risk beyond balance sheet snapshots.
• Evaluate Dependency on Director: Assess the operational role and financial commitment of the sole director/shareholder and any potential succession or continuity risks.
• Understand Business Model Viability: Given the SIC code for management consultancy and limited scale, confirm market positioning, client base, and revenue sustainability.