STAY’N SERVICED APARTMENTS LTD

Executive Summary

STAY’N SERVICED APARTMENTS LTD is a newly formed dormant entity with no trading history or financial data to support credit. The minimal net assets and absence of operating cash flow present a high risk for lending. Credit approval is not recommended until the company provides substantive trading accounts demonstrating financial viability.

STAY’N SERVICED APARTMENTS LTD - Analysis Report

Company Number: 15053616

Analysis Date: 2025-07-20 15:17 UTC

1. Credit Opinion: DECLINE
   STAY’N SERVICED APARTMENTS LTD is a newly incorporated company (August 2023) and has filed dormant accounts for the first financial year ending August 2024, showing minimal financial activity with net assets and shareholders’ funds of just £1. There is no trading history or financial performance data to assess repayment ability or business viability. The company’s dormant status indicates it has not commenced operations or generated revenue, which presents a high credit risk. Without evidence of cash flow, profitability, or working capital, the company is not creditworthy at this stage.

2. Financial Strength:
   The balance sheet reflects a purely nominal equity position with one £1 share and no recorded assets or liabilities. Absence of fixed or current assets means there is no collateral or tangible net worth to support credit. The company is essentially a shell at present, with no financial strength or capital base to draw upon.

3. Cash Flow Assessment:
   No cash flow or working capital data is available due to dormant status. There is no indication of liquidity or operating cash inflows. The company cannot demonstrate capacity to meet short-term obligations or service debt.

4. Monitoring Points:

• Monitor for submission of the first set of full trading accounts once operations commence.
• Watch for evidence of revenue generation, profitability, and positive net current assets to indicate improved financial health.
• Track director changes or any external funding that might strengthen the balance sheet.
• Observe timely filing of statutory accounts and confirmation statements to ensure compliance and operational status.