Company Number: 13151344

Analysis Date: 2025-07-20 17:37 UTC

1. Risk Rating: HIGH

Justification: STAYWEB LTD has been dormant for the most recent financial year ending January 31, 2024, with minimal cash reserves (£26) and net assets (£26). The company’s latest active financial figures (year ending January 31, 2023) show current liabilities (£1,233) exceeding current assets (£116), which indicates negative working capital at that point. The company is very small with nominal share capital and no significant operational or financial activity reported, leading to a high risk profile regarding solvency and liquidity.

2. Key Concerns:

• Dormant status with negligible cash and net assets: The company has not traded recently, limiting any income generation or cash flow to meet liabilities.
• Negative working capital in the last active year: Current liabilities exceeded current assets in 2023, suggesting potential liquidity stress if operations had continued.
• No substantive financial activity or assets: The absence of fixed assets or meaningful revenue base raises concerns about operational sustainability and future viability.

3. Positive Indicators:

• Compliance with statutory filing requirements: Accounts and confirmation statements are filed on time with no overdue filings or penalties, indicating good regulatory compliance.
• Stable ownership and management: The three directors and significant controllers have been consistent since incorporation, reducing governance uncertainty.
• Clear business focus: The company is classified under IT consultancy and service activities and maintains an active website, showing intent to trade.

4. Due Diligence Notes:

• Investigate the reason for dormancy and whether there are plans to resume trading or wind down the company.
• Clarify the nature and origin of the current liabilities recorded in 2023 and confirm if any debts remain outstanding.
• Assess the financial capacity and commitment of the directors/shareholders to fund future operations or support solvency.