STEBERT TRINITY GLOBAL RESOURCES LTD

Executive Summary

Stebert Trinity Global Resources Ltd is a young, micro-scale real estate company showing stable but minimal financial strength with positive working capital and small net assets. While there are no signs of financial distress, the limited scale means the company must focus on building reserves, expanding revenue, and maintaining liquidity to ensure future stability and growth.

STEBERT TRINITY GLOBAL RESOURCES LTD - Analysis Report

Company Number: 14422058

Analysis Date: 2025-07-29 16:15 UTC

Financial Health Assessment for STEBERT TRINITY GLOBAL RESOURCES LTD

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1. Financial Health Score: C

Explanation:
The company shows signs of early-stage operational activity with modest net assets and positive working capital. However, the absolute scale of financial resources remains very small, limiting operational resilience. The score reflects a company that is "alive" but fragile, akin to a patient recovering from surgery but still requiring careful monitoring and supportive care.

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2. Key Vital Signs

Metric	2024 Value	Interpretation
Net Assets	£157	Very low equity base; minimal cushion against losses
Net Current Assets (Working Capital)	£157	Positive working capital indicates ability to meet short-term liabilities but on a very small scale
Debtors	£170	Some receivables exist, indicating sales or services rendered
Current Liabilities	£13	Very low short-term obligations, manageable risk
Share Capital	£100	Minimal initial investment level
Employees	2	Small workforce, indicating micro-business scale

The company is categorized as a small private limited company engaged in real estate management and trading activities.

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3. Diagnosis: Financial Condition and Business Health

Symptoms Analysis:

• The company’s net assets have increased from £100 in 2022 to £157 in 2024, showing a slight build-up of retained earnings (£57 profit and loss reserve).
• Positive working capital (net current assets) signals a "healthy cash flow" state in the short term, with current assets comfortably exceeding current liabilities.
• The company operates with minimal liabilities, reducing immediate financial distress risks.
• However, the overall scale of operations is very small, with net assets and working capital at amounts that would not absorb any significant financial shock.
• The presence of two employees suggests active operations, but the business is still in an initial or early growth phase.
• Directors hold significant control, and the company has remained compliant with filing deadlines, indicating good governance practices.

Underlying Health:
The financial "vital signs" suggest a young company with stable but very limited financial resources. The business is not showing distress symptoms—no overdue filings, no large debts, and positive net assets—but the small size means it has limited capacity to absorb unexpected costs or downturns. The company’s financial health is comparable to a patient who is stable but weak, requiring ongoing nurturing and growth to become robust.

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4. Recommendations: Path to Financial Wellness

1. Build Capital Reserves:
   The company should aim to increase retained earnings and net assets to create a buffer against future uncertainties. Consider reinvesting profits and possibly injecting more share capital.

2. Enhance Revenue Streams:
   Focus on expanding client base and operational scale in real estate management and trading. More stable and diversified income will improve financial resilience.

3. Maintain Positive Working Capital:
   Continue prudent management of receivables and payables to sustain liquidity. Monitor cash flow closely to avoid any cash crunch that could threaten operations.

4. Monitor Costs and Liabilities:
   Keep overheads low and avoid accumulating significant debts. This is crucial given the limited equity base.

5. Governance and Compliance:
   Maintain good governance practices and timely filings to avoid regulatory penalties which could drain resources.

6. Financial Planning:
   Implement regular financial reviews and projections to anticipate funding needs and operational challenges proactively.

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