Company Number: 13580914

Analysis Date: 2025-07-20 17:15 UTC

1. Risk Rating: LOW

Justification: STEFAN PRODUCTION LTD is a recently incorporated (2021) active private limited company classified as a micro entity with timely filing of accounts and confirmation statements. Financial data shows a stable net asset position (£100) with no reported liabilities above current assets, and no indication of overdue filings or regulatory breaches. The modest turnover (£81,616 in 2023) and fixed asset base are consistent with a small-scale construction business, and there is evidence of operational continuity with an average of 4 employees.

2. Key Concerns:

• Minimal net assets and fixed assets (£100) suggest very limited tangible capital, which may constrain operational scalability or financial resilience in adverse conditions.
• Absence of profit and loss details or cash flow data limits assessment of profitability and liquidity; turnover is relatively low, so margins and cash flow stability are unknown.
• No off-balance sheet commitments disclosed, but the micro entity exemption limits the depth of financial disclosure, which may mask some financial risks.

3. Positive Indicators:

• Compliance with all filing deadlines to date, indicating good regulatory adherence and governance.
• Active status with no indication of insolvency proceedings or director disqualifications.
• Consistent reporting pattern and stable shareholder funds, reflecting consistent ownership and potentially prudent management.

4. Due Diligence Notes:

• Obtain detailed profit and loss accounts and cash flow statements to evaluate operational performance and liquidity.
• Investigate client base and contract pipeline to assess revenue sustainability given modest turnover.
• Review director and shareholder backgrounds for any undisclosed risks.
• Confirm any contingent liabilities or guarantees not reported in micro-entity filings.