STEPHEN O'BRIEN PLASTERING LTD

Executive Summary

STEPHEN O'BRIEN PLASTERING LTD is a newly incorporated dormant company with no trading activity to date, reflected by minimal net assets and shareholders' funds. The company is administratively compliant with filings but has yet to demonstrate operational performance or cash flow health. To progress, it should activate business operations, secure working capital, and implement financial management systems to ensure sustainable growth.

STEPHEN O'BRIEN PLASTERING LTD - Analysis Report

Company Number: 15483556

Analysis Date: 2025-07-20 14:01 UTC

Financial Health Assessment Report: STEPHEN O'BRIEN PLASTERING LTD

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1. Financial Health Score: D (Dormant Start-Up Stage)

Explanation:
The company is currently classified as dormant, which means it has not engaged in trading activities or significant financial transactions during the period under review. The financial health score of D reflects that the company is at a very early stage with minimal financial data to evaluate operational health. While there are no signs of financial distress, there is also no evidence of active business performance or cash flow generation yet.

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2. Key Vital Signs

Metric	Value	Interpretation
Company Status	Active	Registered and legally operational
Account Category	Dormant	No trading activity; no revenue or expenses
Net Assets	£1	Nominal equity, reflecting share capital only
Shareholders' Funds	£1	Minimal equity base, typical for new dormant company
Director	Stephen Patrick O'Brien	Single director with full control
Control	75-100% ownership	Full ownership and voting rights held by director
Industry SIC Code	43310 (Plastering)	Clear business focus on plastering
Filing Compliance	Up to date	No overdue filings; good compliance
Website & Contact Info	Active	Presence of web and contact details

Interpretation:

• The company’s "vital signs" show it is in a nascent phase without trading activity.
• Minimal net assets indicate no operational capital yet deployed.
• Compliance with filing deadlines suggests administrative health is good.
• The director’s full control suggests streamlined decision-making capability.

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3. Diagnosis: Early-Stage Dormant Entity with Potential

The financial data reveal a company that has been recently incorporated (February 2024) and remains dormant, implying no active trading or financial transactions in the first year. This is common for start-ups or entities preparing for future business operations. The nominal net assets (£1) are typical for a company that has issued a single share as initial capital.

No symptoms of financial distress are apparent—no liabilities, no cash flow issues, no losses. However, the company also lacks signs of growth or revenue generation, which are necessary "vital signs" for long-term sustainability. The director’s full ownership and control create a strong governance structure but also concentrate risk.

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4. Recommendations: Activate and Monitor Financial Performance

• Business Activation: Begin trading activities to generate revenue and create financial records reflecting operational performance. Dormancy cannot be indefinite without risking non-compliance or loss of market relevance.
• Capital Injection: Consider increasing share capital or securing seed funding to support initial working capital needs (e.g., equipment, materials, labour).
• Financial Record-Keeping: Maintain accurate accounting records from the start of trading to enable timely filing of full accounts and tax returns.
• Cash Flow Management: Establish a system to monitor cash inflows and outflows to avoid liquidity symptoms such as inability to pay suppliers or staff.
• Periodic Review: Schedule quarterly financial health reviews to detect early signs of distress or growth opportunities.
• Governance: Although full control rests with one director, consider appointing additional directors or advisors to diversify expertise and oversight as business scales.
• Compliance Vigilance: Continue meeting filing deadlines to avoid penalties or reputational damage.

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Executive Summary