STEPHENSONS SOLUTIONS LTD

Executive Summary

STEPHENSONS SOLUTIONS LTD shows financial characteristics of a dormant company with minimal cash and no trading activity. The current financial health is fragile with no operational revenue or employees. To move towards a healthier financial state, the company needs to activate operations, inject capital, and develop a clear business plan.

STEPHENSONS SOLUTIONS LTD - Analysis Report

Company Number: 13590166

Analysis Date: 2025-07-20 17:35 UTC

Financial Health Assessment Report: STEPHENSONS SOLUTIONS LTD

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1. Financial Health Score: D

Explanation:
The company exhibits extremely limited financial activity and minimal asset base, reflected by a nominal cash balance (£200) and net assets of the same amount. With no employees and a dormant SIC classification, the firm’s financial "vital signs" indicate a state akin to a patient in a medically induced coma—not actively operating but still alive. This low activity level limits the company's ability to generate revenue or absorb financial shocks, placing it in a fragile financial condition.

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2. Key Vital Signs

Metric	Value (£)	Interpretation
Cash at Bank	200	Very low cash reserves; no liquidity buffer.
Net Current Assets	200	Positive but minimal working capital.
Net Assets (Shareholders Funds)	200	Equity equals minimal cash; no retained earnings.
Employees	0	No operational staff; no capacity for business activity.
Turnover	Not reported	Likely zero or negligible based on dormant SIC code.
Account Category	Total Exemption Full	Simplified accounts due to small scale and inactivity.

Interpretation:

• The company’s balance sheet is effectively static with only nominal cash and equity reported over three years.
• Absence of turnover and employees signals practically no business operations—consistent with a dormant company status.
• The minimal net assets mean there is little financial resilience or working capital to support growth or absorb losses.

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3. Diagnosis

Underlying Business Health:
The financial "symptoms" strongly indicate that STEPHENSONS SOLUTIONS LTD is functionally dormant or inactive in trading terms. The company maintains a minimal cash balance, no employees, no turnover, and no fixed assets. This is akin to a patient on life support—not currently active but maintained in existence. The recent name changes suggest possible restructuring or repositioning efforts, but no financial activity has yet manifested.

Risk Factors:

• Lack of operational activity means no revenue generation or profit-making capability.
• Minimal cash means the company cannot sustain operations or invest without external funding.
• No employees or business transactions indicate a lack of commercial momentum.
• The dormant SIC classification confirms the absence of trading activity.

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4. Recommendations

To restore financial health and move from dormancy towards an operational status, STEPHENSONS SOLUTIONS LTD should consider the following steps:

1. Business Strategy Review:
   Evaluate the company’s strategic purpose. If the aim is to activate trading, develop a clear business plan with projected revenues and costs.

2. Capital Injection:
   Inject working capital to increase cash reserves. This will provide a financial cushion to support initial business activities.

3. Operational Setup:
   Consider hiring staff or outsourcing essential functions to enable service delivery or product sales.

4. Clear Financial Reporting:
   Begin regular turnover and profit reporting to reflect business activities as they commence.

5. Use of Company Name:
   Confirm that the recent name changes are aligned with business objectives and market positioning.

6. Compliance Maintenance:
   Continue timely filing of accounts and confirmation statements to avoid penalties and maintain good standing.

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Medical Analogy Summary:

STEPHENSONS SOLUTIONS LTD currently resembles a patient in a state of suspended animation—alive but showing no signs of active metabolism or growth. While there are no immediate signs of distress (no debts or losses), the absence of operational "heartbeat" means the company is vulnerable and unable to self-sustain without intervention.

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