STH PROJECT CONSULTANCY LTD

Executive Summary

STH Project Consultancy Ltd exhibits persistent negative working capital and negative equity with minimal current assets insufficient to meet liabilities. The company’s financial position indicates a high credit risk with limited capacity to service debt without external support. Close monitoring of liquidity improvements and capital injections is essential before considering any credit exposure.

STH PROJECT CONSULTANCY LTD - Analysis Report

Company Number: 14374743

Analysis Date: 2025-07-20 18:55 UTC

1. Credit Opinion:
   DECLINE. STH Project Consultancy Ltd is a micro-sized private limited company with a severely negative working capital position that has persisted without improvement since incorporation. The company shows consistent net current liabilities of over £3,300, indicating an inability to meet short-term obligations from current assets. There is no evidence of profitability or positive net assets, and the company’s financials reflect ongoing losses or capital erosion. Without signs of operational cash flow or capital infusion, the credit risk is high.

2. Financial Strength:
   The balance sheet is weak, showing net current liabilities of £3,341 at the latest year end (2024-09-30), deteriorating slightly from £3,256 at incorporation and the prior year. Current assets are negligible (£87), while current liabilities remain over £3,400. The shareholders’ funds are negative by the same amount, reflecting accumulated losses or unpaid capital. The company holds no fixed assets, and the balance sheet suggests reliance on external funding or shareholder loans to continue operating.

3. Cash Flow Assessment:
   Liquidity is critically constrained. Current assets mainly represent minimal cash or equivalent, insufficient to cover immediate liabilities. The negative working capital indicates cash outflows exceed inflows, and the company likely depends on external support from shareholders or directors to finance operations. With only one employee and no audit requirement, operational scale is minimal, but cash burn appears unmanaged. No cash flow statements are provided, but the balance sheet position strongly implies poor liquidity management.

4. Monitoring Points:

• Monitor changes in net current liabilities and shareholders’ funds to assess if capital injections occur.
• Track any filings indicating profitability or improvements in asset base.
• Watch for director or shareholder loans and related party transactions that may support liquidity.
• Review any changes in business operations or contracts that could improve cash flow.
• Observe compliance with filing deadlines and any late payments or defaults.