Company Number: 14670917

Analysis Date: 2025-07-29 18:18 UTC

1. Risk Rating: LOW
   Stockdale Consulting Ltd demonstrates a strong liquidity position with cash holdings significantly exceeding current liabilities, positive net assets, and no overdue filings. The company is newly incorporated but shows no immediate solvency or compliance concerns.

2. Key Concerns:

• Limited operational history: Incorporated in February 2023, the company’s financial and operational track record is minimal, limiting insight into long-term sustainability.
• Concentration of control: A single director and shareholder holding 75-100% control could present governance risks if issues arise with management.
• Tax liabilities: Current liabilities include a substantial amount under taxation and social security (£34,066), which should be monitored to ensure timely payment and avoid potential penalties.

3. Positive Indicators:

• Strong liquidity: Cash balance of £90,275 versus current liabilities of £34,625 indicates good short-term financial health and ability to meet obligations.
• Positive net assets and shareholders’ funds (£55,858), reflecting a solvent position at year-end.
• Up-to-date statutory compliance: No overdue accounts or confirmation statement filings, indicating good governance discipline.
• Exemption from audit under small company rules reduces administrative burden, appropriate for size.

4. Due Diligence Notes:

• Verify the nature and timing of the taxation and social security liabilities to confirm they are current and properly managed.
• Review any contracts or revenue streams to assess the company’s business model and prospects beyond the first year.
• Investigate any contingent liabilities or off-balance-sheet commitments not disclosed in the accounts.
• Confirm any related party transactions given the sole director/shareholder structure.
• Monitor for future filings and financial performance to track operational sustainability.