STONE ACCOUNTANT (STAFFS) LTD

Executive Summary

Stone Accountant (Staffs) Ltd, a micro-entity in accounting services, shows low financial risk with growing net assets and full compliance on filings. While its small scale and lack of employees suggest a limited operational footprint, the company’s improving financial position and transparency provide a stable outlook. Further due diligence on operational arrangements and liquidity is recommended to fully assess sustainability.

STONE ACCOUNTANT (STAFFS) LTD - Analysis Report

Company Number: 14310024

Analysis Date: 2025-07-29 19:27 UTC

1. Risk Rating: LOW
   The company exhibits positive net current assets and increasing shareholders’ funds, indicating a stable financial position. It is current with all filings and shows no signs of insolvency or operational disruption.

2. Key Concerns:

• No employees reported over two years, which may suggest reliance on contractor arrangements or limited operational scale.
• Very limited fixed assets and modest current asset base may constrain growth or operational flexibility.
• Absence of audit (exemption utilized) and very limited financial disclosures typical of a micro-entity may mask underlying operational risks not visible in the accounts.

3. Positive Indicators:

• Consistent growth in net current assets (from £1,229 in 2023 to £3,082 in 2024) and shareholders’ funds (from £1,729 to £3,859) demonstrates improving financial stability.
• The company is fully compliant with filing deadlines—accounts and confirmation statements are up to date with no overdue filings.
• The active website with relevant business information supports operational transparency and presence in the market.

4. Due Diligence Notes:

• Verify the nature of business activities and confirm how services are delivered without employees—are contractors engaged, or is it a director-only operation?
• Review cash flow statements or bank statements (if available) to assess liquidity beyond balance sheet snapshots, especially since current assets are modest.
• Confirm the identity and background of directors and Persons with Significant Control to ensure no regulatory or governance concerns.
• Investigate any related party transactions or inter-company dealings, given the small scale and possible reliance on associated parties.