STONEGATE COWBIT DEVELOPMENTS LIMITED

Executive Summary

Stonegate Cowbit Developments Limited is an extremely early-stage private company with negligible financial resources and no operating activity to date, resulting in a high solvency and liquidity risk. While regulatory compliance is current and the business focus is clear, significant concerns exist around operational sustainability and governance stability. Further detailed due diligence is required before considering investment.

STONEGATE COWBIT DEVELOPMENTS LIMITED - Analysis Report

Company Number: 13889054

Analysis Date: 2025-07-20 19:06 UTC

1. Risk Rating: HIGH

The company exhibits several concerning factors that elevate its risk profile. It is a very recently incorporated business with minimal financial activity and extremely limited assets, raising significant solvency and liquidity concerns.

2. Key Concerns:

• Minimal Financial Resources: The company’s balance sheet shows cash and net assets of only £102 as of the latest accounts, which is insufficient to absorb any operational shocks or meet substantive liabilities.
• No Operating Activity or Revenue: The accounts disclose zero employees and no profit or loss data, indicating the company is likely in a pre-trading or dormant phase with no demonstrated operational stability or income generation.
• Director Turnover and Control: Several directors have resigned within a short time frame, and the principal person with significant control (PSC) holds only 25-50% shares and voting rights, suggesting potential governance or control uncertainties that could impact decision-making.

3. Positive Indicators:

• Compliant Filings: The company is up to date with its statutory accounts and confirmation statement filings, showing adherence to regulatory requirements.
• No Indication of Insolvency Proceedings: The company is recorded as active and not in liquidation or administration.
• Clear Industry Focus: Classified under SIC 41100 (Development of building projects), the company has a defined business purpose, which may provide clarity for future operational plans.

4. Due Diligence Notes:

• Investigate the company’s business plan and timeline for commencing trading or project development to assess future revenue potential and capital needs.
• Review cash flow projections and any commitments or contingent liabilities not reflected in the minimal balance sheet.
• Clarify reasons for director resignations and assess governance arrangements, including the impact of the PSC’s partial ownership on control and decision-making.
• Confirm whether the company has any external financing or related party transactions that could affect solvency.