STRATEGY UX LTD

Executive Summary

STRATEGY UX LTD is a micro-entity with a solid and improving financial position, positive net assets, and strong working capital. Its simple capital structure and compliance history reduce credit risk. Approval for modest credit facilities is recommended, with standard monitoring of liquidity and account filings advised going forward.

STRATEGY UX LTD - Analysis Report

Company Number: 13666873

Analysis Date: 2025-07-20 12:02 UTC

1. Credit Opinion: APPROVE STRATEGY UX LTD demonstrates a stable and improving financial position with positive net assets and growing working capital. The company has no overdue filings and is compliant with regulatory requirements. Given its micro-entity status, limited financial complexity, and clear ownership by a single controlling individual, the risk profile is low. The absence of employees and minimal liabilities reduce operational risks, supporting credit approval for modest facilities.

2. Financial Strength: The company’s net assets increased from £6,104 in 2022 to £9,520 in 2023, indicating steady growth. Current assets rose to £12,637, while current liabilities remain low at £2,867, yielding a strong net current asset position (£9,770). The balance sheet shows no long-term debt or significant fixed assets, consistent with a micro-entity profile focused on consultancy and education services. The sole shareholder’s equity fully covers liabilities, highlighting solid financial foundation.

3. Cash Flow Assessment: Liquidity appears sufficient with current assets exceeding current liabilities by a wide margin. The net current assets indicate a comfortable working capital buffer to service short-term obligations. However, cash flows are likely modest given the company’s size and no employees, so monitoring cash inflows from operations will be important to ensure ongoing debt servicing capability. No audit was required, so internal controls and cash flow details are limited but the micro-entity reporting framework suggests straightforward finances.

4. Monitoring Points:

• Monitor annual accounts for consistent growth in net assets and working capital.
• Watch for any increase in liabilities or changes in the company’s operational scale that might impact liquidity.
• Keep track of any changes in ownership or director appointments that could affect governance.
• Review cash flow trends if credit facilities are extended to ensure timely repayments.
• Confirm ongoing compliance with filing deadlines to avoid regulatory risk.