SUFFOLK BAR AND CLUB LTD

Executive Summary

Suffolk Bar and Club Ltd is a dormant startup with no trading history and minimal financial data, presenting a high credit risk. Without operational cash flow or assets, the company currently lacks the capacity to service debt or financial obligations. Credit approval is not advisable until trading performance and financial stability can be demonstrated.

SUFFOLK BAR AND CLUB LTD - Analysis Report

Company Number: 14673837

Analysis Date: 2025-07-29 14:44 UTC

1. Credit Opinion: DECLINE
   Suffolk Bar and Club Ltd is a newly incorporated private limited company, currently dormant with minimal financial activity. The latest accounts show only £1 in cash and net assets, reflecting no trading history or revenue. Without operational financial data or trading performance, there is no evidence of the company’s ability to service debt or meet financial obligations. The credit risk is therefore high, and approval for credit facilities is not recommended at this stage.

2. Financial Strength:
   The company’s balance sheet is minimal and reflects a dormant status with no fixed or current assets beyond the nominal cash balance of £1. Shareholders’ funds match the issued share capital of £1. There are no liabilities reported, but also no income or asset base to support creditworthiness. This indicates an absence of financial strength or tangible net worth.

3. Cash Flow Assessment:
   Cash flow is effectively zero, with only £1 in cash reported. There is no evidence of operating cash inflows or working capital. The company has not commenced trading, so liquidity is negligible and unable to support any credit facility or repay debt.

4. Monitoring Points:

• Monitor for submission of trading accounts and evidence of revenue generation.
• Review cash flow statements once the company becomes active.
• Track any changes in net assets and working capital to assess business scaling.
• Watch for director and shareholder changes that may impact governance or control.