SULTAN CONSULTANCY LTD

Executive Summary

Sultan Consultancy Ltd is a micro-sized, low-capital business with marginal liquidity and net assets. While up to date on filings and not in distress, its financial base is weak and cash reserves are dwindling. Credit can be extended on a limited and conditional basis, with close attention to liquidity and operational cash flow in the near term.

SULTAN CONSULTANCY LTD - Analysis Report

Company Number: 13562274

Analysis Date: 2025-07-20 14:49 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   Sultan Consultancy Ltd is a very small, recently established private limited company operating in business support and consultancy sectors. The company presents marginal net current assets and net equity of £402 at the latest year end (April 2025), down from £1,081 the previous year, indicating a weakening balance sheet position. While the company is not in liquidation and filings are up to date, the limited scale of operations (no employees reported) and low liquidity suggest modest financial resilience. Credit approval can be considered on a conditional basis with limits aligned to the company's current size and close monitoring of cash flow and working capital trends.

2. Financial Strength:
   The balance sheet shows very low net assets and shareholders’ funds (£402), reflecting minimal capitalisation and retained earnings. Current liabilities stand at £5,945 with cash of only £6,347, yielding a very thin working capital cushion (£402 net current assets). There are no fixed assets or significant investments. The company’s equity base barely exceeds the called-up share capital and accumulated losses, limiting its buffer against unexpected costs or downturns.

3. Cash Flow Assessment:
   Cash reserves have declined substantially from £13,877 in 2024 to £6,347 in 2025, indicating cash consumption and potential liquidity pressure. Current liabilities have also reduced but remain substantial relative to cash. The absence of employees reduces payroll burden but also suggests limited operating scale and cash inflow generation. The company needs to maintain tight control over cash and creditors to avoid default risk.

4. Monitoring Points:

• Cash and net current asset trends in subsequent periods to detect any further liquidity deterioration.
• Timely settlement of creditors, especially tax and social security obligations which remain a notable portion of liabilities.
• Turnover and profitability developments, given the company’s reliance on consultancy and business support activities, which may be sensitive to economic cycles.
• Any changes in management or ownership structure, although currently fully controlled by a single director with 75-100% ownership.