SUREVEST CONSULTING LIMITED

Executive Summary

SUREVEST CONSULTING LIMITED is a newly formed micro-entity with minimal financial substance, showing only nominal net assets and no operational activity. The company currently lacks the financial capacity to service credit, and the absence of cash flow and trading history presents a high credit risk. Credit extension is not recommended until further financial information demonstrates business viability and liquidity.

SUREVEST CONSULTING LIMITED - Analysis Report

Company Number: 14459436

Analysis Date: 2025-07-29 12:09 UTC

1. Credit Opinion: DECLINE
   SUREVEST CONSULTING LIMITED is a very recently incorporated micro-entity with minimal financial data available. The balance sheet shows a nominal net asset value of £100 with no current assets or liabilities, indicating virtually no operational activity or financial substance. The company has only one employee (the director) and no evidence of revenue generation or cash flow. Given the absence of financial history, trading results, or working capital, the company currently lacks the financial capacity to service any debt or credit facility. There is also no indication of business scale or resilience. Extending credit at this stage presents a high risk of non-repayment.

2. Financial Strength:
   The company’s financial position is extremely weak by standard credit metrics. Fixed assets total only £100, and current assets and liabilities are nil, resulting in net current assets of zero. Total net assets stand at a nominal £100, reflecting only the initial share capital. No retained earnings or reserves exist. This balance sheet indicates no operational activity or capitalization beyond initial formation. The company’s micro-entity status and very recent incorporation limit the availability and reliability of financial data for meaningful credit assessment.

3. Cash Flow Assessment:
   No cash or working capital is reported, and current assets are nil. This suggests the company does not hold liquid resources to fund operations or service debt. The absence of creditors or accruals also indicates minimal to no trading activity or financial obligations. Without operating cash flow or liquidity, the company cannot currently meet short-term financial commitments or absorb economic shocks.

4. Monitoring Points:

• Future filing of full accounts to assess revenue, profitability, and cash flow trends.
• Monitoring for any material increase in current assets or net assets indicating business growth.
• Review of director’s trading activity and credit references if credit is reconsidered.
• Watch for overdue filings or any changes in company status that may signal financial distress.
• Confirmation of business plan viability and client base development before extending credit facilities.