SURREY HOME BUILD LTD

Executive Summary

Surrey Home Build Ltd is a newly formed micro-entity with a positive net current asset position and compliant filings, indicating initial financial stability and good governance. However, its very recent incorporation, minimal operational scale, and concentrated ownership structure warrant further investigation into its business viability and funding plans. Overall, the company currently presents a low risk profile but requires close monitoring as it develops.

SURREY HOME BUILD LTD - Analysis Report

Company Number: 14957647

Analysis Date: 2025-07-29 20:20 UTC

1. Risk Rating: LOW
   The company is newly incorporated (June 2023) and has filed timely accounts and confirmation statements without overdue filings. Its net current assets of £7,144 indicate a positive working capital position relative to liabilities, suggesting initial solvency. The absence of employees and micro-entity status imply a low operational scale, reducing complexity and financial risk at this stage.

2. Key Concerns:

• Limited Operational History: Incorporated less than two years ago with minimal financial data; limited evidence of business sustainability or revenue generation.
• No Employees and Small Asset Base: Zero employees and very modest current assets (£12,278) reflect a nascent stage business, potentially reliant on directors’ personal resources or external funding.
• Concentration of Control: Both directors hold significant ownership (25-50%) and control rights, which may pose governance risks if conflicts arise due to lack of independent oversight.

3. Positive Indicators:

• Timely and Compliant Filings: Accounts and confirmation statements are up to date, indicating good regulatory compliance and governance practices.
• Positive Net Current Assets: Current assets exceed current liabilities by over £7,000, showing the company can meet short-term obligations as of the last accounting date.
• Clear Ownership Structure: Identified persons with significant control provide transparency on company control and voting rights.

4. Due Diligence Notes:

• Review Business Model and Revenue Streams: Investigate sources of income and contracts to assess operational viability beyond initial setup.
• Examine Directors’ Backgrounds: Confirm no past director disqualifications or regulatory issues that could affect company governance.
• Monitor Cash Flow and Capital Injection Plans: Given limited assets and no employees, understand funding strategies and cash flow projections to ensure ongoing liquidity.