SYNTHETIC INTELLIGENCE LTD

Executive Summary

Synthetic Intelligence Ltd demonstrates solid financial stability with a healthy liquidity position and no compliance issues. However, its recent incorporation, limited operational history, and lack of filed profit and loss data warrant further scrutiny to fully affirm operational sustainability. Overall, the company presents a low solvency risk but requires additional information to evaluate ongoing business viability.

SYNTHETIC INTELLIGENCE LTD - Analysis Report

Company Number: 14533601

Analysis Date: 2025-07-29 12:51 UTC

1. Risk Rating: LOW
   Justification: The company shows strong net current assets and net assets relative to its size, with no overdue filings and an active status. The owner has full control, and the financial position appears stable with positive working capital.

2. Key Concerns:

• Limited scale and operational history: Incorporated late 2022 with only micro-entity financials, limiting insight into long-term performance and sustainability.
• Reliance on a single director and employee: Operational risks exist if key personnel are unavailable or leave.
• Absence of profit and loss account filing: Limited visibility on profitability and cash flow trends, which restricts deeper financial analysis.

3. Positive Indicators:

• Strong liquidity position: Current assets exceed current liabilities by a significant margin (£135k net current assets as of 2024).
• Increasing net assets: Growth from £83k in 2023 to £135k in 2024 suggests capital injections or retained earnings.
• Good compliance record: No overdue accounts or confirmation statements, reflecting sound regulatory governance.
• Director's full ownership and control: Simplifies decision-making and reduces governance complexity.

4. Due Diligence Notes:

• Investigate source of increases in net assets—whether from capital investment or accumulated profits.
• Request profit and loss account or management accounts to assess operational profitability and cash flow sustainability.
• Assess client base and revenue streams to confirm business viability beyond balance sheet strength.
• Confirm director background and capacity to manage continued growth and operational demands.