T. ROWE PRICE RETIREMENT PLAN TRUSTEE LIMITED

Executive Summary

T. ROWE PRICE RETIREMENT PLAN TRUSTEE LIMITED is currently financially stable but dormant, with minimal financial activity and nominal capital. The company demonstrates excellent compliance and governance but shows no signs of active trading or revenue generation. Its financial health is sound for its dormant status, with recommendations focusing on maintaining compliance and preparing for any future operational activity.

T. ROWE PRICE RETIREMENT PLAN TRUSTEE LIMITED - Analysis Report

Company Number: 14175152

Analysis Date: 2025-07-20 11:24 UTC

Financial Health Assessment of T. ROWE PRICE RETIREMENT PLAN TRUSTEE LIMITED

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1. Financial Health Score: B

Explanation:
The company currently holds a dormant status with minimal financial activity and an extremely simple balance sheet. The financial health score is "B" reflecting a stable, low-risk position typical of a dormant entity. The company shows no financial distress symptoms but also no active trading or revenue generation. This score suggests a "stable but inert" financial condition, akin to a patient at rest with no acute illness but also no active vitality.

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2. Key Vital Signs

Metric	Value (2024)	Interpretation
Status	Active	Company is legally operational
Account Category	Dormant	No significant trading activity or revenue
Shareholders' Funds	£2	Minimal capital invested; reflects nominal share capital
Debtors	£2	Negligible amounts owed to the company
Net Assets	£2	Total assets minus liabilities equal to share capital
Filing Status	Up to date	Accounts and returns filed on time, no penalties
Industry Classification	Non-trading	Confirming dormant state
Employees	0	No employees recorded
Directors	11	Multiple directors, diverse expertise noted
PSC (People with Significant Control)	Three individuals with 25-50% shares each	Balanced ownership structure

Interpretation of Vital Signs:
The "vital signs" of this company reveal a very low level of financial activity, consistent with its dormant status. The company's balance sheet is practically symbolic—essentially reflecting the nominal share capital of £2. There are no debts, liabilities, or assets of operational significance. The presence of multiple directors and a corporate secretary indicates governance structures are in place, but these do not translate into active business operations at present.

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3. Diagnosis

Underlying Business Health:

• Dormant Status: The company is dormant, meaning it has no significant transactions or operational income. This is a deliberate state often used to maintain the legal entity without engaging in business.
• Financial Simplicity: The financial statements show only nominal share capital and trivial debtors, indicating no trading or revenue generation.
• No Cash Flow Activities: There is no evidence of cash inflows or outflows, akin to a patient in a medically induced coma—stable but inactive.
• Governance and Compliance: The company maintains compliance with all filing requirements and has a robust governance team, suggesting good administrative health.
• Ownership and Control: The company’s ownership is well defined with three significant controllers sharing ownership evenly, which reduces risks related to concentrated control.

Overall Diagnosis:
The company is financially "healthy" in the sense that it has no liabilities, no financial distress, and complies with all statutory obligations. However, it is not "active" financially or operationally. The company is essentially in a "hibernation" phase, which is appropriate for its classification as dormant.

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4. Recommendations

To enhance financial wellness or prepare for future operational activity, consider the following:

1. Clarify Business Objectives: If dormancy is intentional, maintain current compliance and monitor ongoing legal and tax requirements to avoid penalties.
2. Activate Operations Carefully: If the company plans to commence trading, prepare to transition from dormant to active status, including establishing working capital and financial controls.
3. Maintain Robust Governance: Continue with strong board oversight and corporate secretary functions to ensure all filings and compliance remain on track.
4. Monitor Financial Health: Once active, focus on generating positive cash flow, building working capital, and tracking key financial ratios such as liquidity and solvency to avoid symptoms of financial distress.
5. Review Ownership Structure: Ensure PSC records are updated regularly and that ownership changes are promptly reported to maintain transparency and trust.

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