T STONE SOLUTIONS LTD

Executive Summary

T Stone Solutions Ltd is a newly formed company showing initial solvency with positive net assets and current assets exceeding current liabilities. However, the elevated tax liabilities and related party balances present liquidity considerations. Absence of profit and loss data and limited operational history require further due diligence to fully assess ongoing financial stability and operational sustainability.

T STONE SOLUTIONS LTD - Analysis Report

Company Number: 15404226

Analysis Date: 2025-07-29 19:15 UTC

1. Risk Rating: MEDIUM

Justification: T Stone Solutions Ltd is a newly incorporated private limited company with financial statements covering less than one year. The company shows positive net current assets and net assets, indicating initial solvency. However, the significant taxation and social security creditor balance relative to cash and debtors, combined with limited operational history and related party balances, suggest some liquidity and operational risks that require monitoring.

2. Key Concerns:

• Elevated taxation and social security liabilities (£100,231) within current liabilities represent a large proportion of total creditors and may strain near-term cash flow.
• The company has a related party creditor balance of £21,223 to an entity under common control, which may indicate reliance on intra-group financing or delayed payments.
• Limited operating history (incorporated January 2024) and absence of profit and loss data restrict assessment of operational sustainability and profitability.

3. Positive Indicators:

• Net current assets of £128,937 and net assets of £129,978 demonstrate initial positive working capital and solvency.
• Cash balance (£105,411) and trade debtors (£69,575) provide reasonable liquidity buffers.
• No overdue filings or compliance issues noted; accounts and confirmation statements are up to date.
• Director ownership concentration (75-100% held by Mr. Garry John Stonehouse) may facilitate decisive governance and control.

4. Due Diligence Notes:

• Review detailed profit and loss performance and cash flow projections once available to assess business sustainability.
• Investigate the nature and terms of related party transactions to understand potential liquidity constraints or contingent obligations.
• Confirm the reason for the large taxation and social security creditor balance and plans for its settlement.
• Monitor ongoing compliance with filing deadlines and any changes in director appointments or company status.
• Evaluate market position, client base, and contract pipeline given the company’s SIC code (43390 - other building completion and finishing).