TAILORED INTERIOR ARCHITECTURE LTD

Executive Summary

Tailored Interior Architecture Ltd demonstrates strong financial health marked by increasing net assets and excellent liquidity, reflecting effective management of its financial resources. Operating as a lean micro-entity, the company benefits from low liabilities but should consider strategic investments and workforce planning to support future growth and resilience. Overall, the financial outlook is positive with a solid foundation for sustainable development.

TAILORED INTERIOR ARCHITECTURE LTD - Analysis Report

Company Number: 13802368

Analysis Date: 2025-07-29 18:46 UTC

Financial Health Assessment for Tailored Interior Architecture Ltd

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1. Financial Health Score: B+

Explanation:
Tailored Interior Architecture Ltd shows strong signs of financial vitality with a significant increase in net assets and net current assets over the latest year. The company’s balance sheet reveals a solid equity base and a healthy working capital position, which are critical markers of financial wellness. However, the absence of employees and minimal fixed assets suggest a lean operational model that may benefit from further diversification or investment to sustain growth.

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2. Key Vital Signs

Metric	2023 (£)	2022 (£)	Interpretation
Fixed Assets	1,521	0	Minimal long-term asset base; typical for micro companies with service focus.
Current Assets	112,540	76,455	Healthy increase, indicating improved short-term liquidity.
Current Liabilities	29,692	47,996	Decrease in short-term obligations, reducing liquidity strain.
Net Current Assets (Working Capital)	82,848	28,459	Strong positive working capital; “healthy cash flow” symptom.
Net Assets (Equity)	82,884	27,612	Significant growth in shareholder funds; business equity is growing robustly.
Average Number of Employees	NIL	NIL	No employees beyond director, indicating a very lean operation.

Interpretation:

• The company’s liquidity position is strong, with current assets far exceeding current liabilities, an important “vital sign” suggesting that the company can comfortably meet its short-term obligations.
• The substantial increase in net assets and working capital is akin to a patient showing strong recovery signs, with improved reserves and buffer against financial shocks.
• The lack of employees and limited fixed assets is consistent with a consultancy or service firm model, but it also signals potential vulnerability if the business depends heavily on the director alone.

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3. Diagnosis

Tailored Interior Architecture Ltd presents a financially healthy profile. The company’s balance sheet reveals a well-capitalized business with good liquidity and growing equity base. The improved working capital and reduced liabilities indicate effective management of short-term finances and a stable operational structure. The “symptoms” observed—strong net current assets and increasing shareholder funds—suggest the company is not experiencing financial distress.

The micro-entity status and absence of employees point to a lean, possibly owner-operated business model. This reduces overhead costs but may limit scalability and resilience if the director faces challenges or if there is increased demand needing more workforce or fixed assets.

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4. Recommendations

• Diversify Asset Base: Consider gradually investing in fixed assets or technology tools that can improve operational efficiency or service delivery. This can strengthen the “physical health” of the company and support future growth.
• Workforce Planning: Evaluate the need for additional skilled personnel or subcontractors to mitigate risk related to being a single-person operation. Building a team would improve operational resilience.
• Cash Flow Monitoring: Maintain vigilant monitoring of cash flow to sustain the “healthy circulation” of funds, especially if business activities expand.
• Strategic Growth Planning: Develop a strategic plan to leverage the strong equity base for growth opportunities, such as new client acquisition or service diversification in the architectural sector.
• Regular Financial Review: Continue timely filing and review of accounts to detect any early “symptoms” of financial stress.

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Executive Summary

Tailored Interior Architecture Ltd exhibits a robust financial condition with strong liquidity and increasing shareholder equity, reflecting healthy operational management and growth. The company operates as a lean, micro-entity model with no employees beyond the director, suggesting a need to consider scalability and resilience measures. With prudent strategic planning and potential workforce expansion, the company’s financial outlook remains positive and sustainable.