Company Number: 14987724

Analysis Date: 2025-07-20 13:03 UTC

1. Risk Rating: LOW

The company is newly incorporated (July 2023) and already shows a positive net current assets position (£133,725) with minimal current liabilities (£1,200). It holds a healthy cash balance (£84,925) and debtors (£50,000) within its first six months, indicating initial financial stability and liquidity. There are no overdue filings or indications of governance or regulatory issues.

2. Key Concerns:

• Limited Operating History: The company has only been active for about six months as of the last accounts date, providing limited financial track record to assess operational sustainability.
• Lack of Profit and Loss Statement: The accounts do not include a profit and loss account, restricting insight into revenue, expenses, profitability, and cash flow dynamics.
• Single Director and Single Shareholder Control: 100% ownership and control by one individual (Mr Taiyyib Ali Munir) concentrates decision-making risk and may limit governance oversight.

3. Positive Indicators:

• Strong Working Capital: Current assets substantially exceed current liabilities, indicating good short-term liquidity and ability to meet obligations.
• Clean Regulatory Compliance: All statutory accounts and confirmation statements are filed on time with no overdue filings or penalties.
• Clear Ownership and Management: Transparency in control and directorship reduces risks related to undisclosed ownership or hidden control issues.

4. Due Diligence Notes:

• Investigate the nature and collectability of the £50,000 debtor balance to confirm it is realizable and not a related party advance or uncollectible amount.
• Obtain or request management accounts or cash flow forecasts to assess operational viability and future revenue streams given absence of profit and loss data.
• Understand business model and contracts underpinning management consultancy activities to evaluate sustainability and client concentration risk.
• Monitor future filings for inclusion of profit and loss accounts and audit status changes as the company matures.