TANYA MARIE PR LTD

Executive Summary

Tanya Marie Pr Ltd demonstrates a sound financial position for a micro-entity in its initial operating period, with positive net assets and adequate liquidity. The company’s sole director maintains full control, and compliance is up to date. Credit approval is warranted with routine monitoring of financial performance and cash flow as the business develops.

TANYA MARIE PR LTD - Analysis Report

Company Number: 15218981

Analysis Date: 2025-07-20 16:25 UTC

1. Credit Opinion: APPROVE
   Tanya Marie Pr Ltd is a newly incorporated micro private limited company with a strong net asset position relative to its size. The company shows positive working capital and no overdue filings, indicating sound compliance and financial stewardship. Given its micro-entity status and the director’s full control, credit risk is low at this stage, assuming normal trading conditions and no adverse external shocks.

2. Financial Strength:
   The balance sheet as of 31 October 2024 shows total net assets of £8,080, with fixed assets of £1,386 and current assets of £13,396. Current liabilities stand at £6,702, yielding net current assets of £6,694. The equity base is modest but positive, reflecting initial capitalization and retained earnings/losses. This indicates a stable financial foundation for a micro company in its first year.

3. Cash Flow Assessment:
   Current assets primarily consist of liquid or short-term assets sufficient to cover current liabilities by a factor of approximately 2:1, suggesting adequate liquidity and working capital management. With only one employee (the director), fixed overheads are likely minimal, supporting positive cash flow capacity. However, detailed cash flow statements are not provided; ongoing cash generation should be monitored.

4. Monitoring Points:

• Revenue and profitability trends as the company matures beyond its first year
• Maintenance of positive working capital ratios and liquidity levels
• Timely filing of future accounts and confirmation statements to ensure regulatory compliance
• Potential concentration risk given single director ownership and control
• Any unusual increases in current liabilities or deterioration in net assets