TAYFIELD CONSULTING LIMITED

Executive Summary

Tayfield Consulting Limited demonstrates a fundamentally sound financial position with positive net assets and strong working capital, indicative of healthy short-term liquidity and financial stability. As a newly formed micro-entity in the management consultancy sector, it is well-positioned but should focus on internal profit tracking and strategic planning to ensure sustainable growth. Ongoing vigilance in cash flow management and governance will support its financial wellness moving forward.

TAYFIELD CONSULTING LIMITED - Analysis Report

Company Number: 15167768

Analysis Date: 2025-07-20 19:04 UTC

Financial Health Assessment: TAYFIELD CONSULTING LIMITED

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1. Financial Health Score: B

Explanation:
As a newly incorporated micro private limited company operating for just over one year, Tayfield Consulting Limited shows a solid financial foundation with positive net assets and healthy working capital. The absence of debt beyond short-term creditors and a clean balance sheet indicate good financial hygiene. However, limited operational history and absence of profitability data (no P&L figures filed) constrain the grading from an A. The company is in a stable early phase, with strong potential but still requires ongoing monitoring as it grows.

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2. Key Vital Signs

Metric	Value (£)	Interpretation
Current Assets	131,387	Indicates available short-term resources (cash, receivables). Healthy liquidity for immediate obligations.
Current Liabilities	39,358	Short-term debts due within a year, moderate level relative to assets.
Net Current Assets (Working Capital)	92,029	Positive and strong working capital—sign of good short-term financial health.
Net Assets (Equity)	92,029	Positive net worth indicates the company’s assets exceed liabilities, a key sign of financial stability.
Shareholders’ Funds	92,029	Equity fully supports the business, no apparent external debt, indicating low financial risk.
Employee Count	1	Small scale operation consistent with micro company status.

Additional Context:

• The company falls under the micro entity accounting regime, simplifying reporting but limiting disclosure of profit/loss details.
• No overdue filings or compliance issues noted, showing good governance.
• Fully owned and controlled by a single director/shareholder, which simplifies decision-making but concentrates risk.

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3. Diagnosis

Tayfield Consulting Limited exhibits the "vital signs" of a financially healthy early-stage consulting firm. The positive net current assets and net equity suggest the company has a "healthy cash flow" position relative to its short-term debts—comparable to a patient with stable blood pressure and no signs of immediate distress.

The absence of debt beyond current liabilities (which are manageable) means the company is not burdened by financial obligations that could cause strain. The company’s clean balance sheet and compliance with filing deadlines reflect sound operational discipline and good "corporate hygiene."

However, the lack of published profit and loss data means we have "symptoms" but limited insight into operational profitability or revenue trends. The company is in a growth and establishment phase, so future financial performance will depend on winning and sustaining client engagements.

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4. Recommendations

• Profit & Loss Reporting: Although micro-entity rules do not require filing P&L accounts publicly, internally tracking profitability metrics will help diagnose operational effectiveness and cash generation capability.
• Cash Flow Monitoring: Maintain close oversight on cash inflows and outflows to ensure liquidity remains robust, especially as the company grows or takes on new projects.
• Risk Diversification: As sole owner and director, consider implementing governance protocols or advisory support to mitigate concentration risk and enhance strategic oversight.
• Growth Planning: Develop a financial forecast to anticipate working capital needs, potential investment in fixed assets or staff, and identify any funding gaps early.
• Compliance Vigilance: Continue timely filing of statutory accounts and confirmation statements to avoid penalties and maintain company reputation.
• Building Reserves: Aim to build retained earnings over time to strengthen equity base, providing a buffer against unforeseen expenses or downturns.

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