TAYLOR MADE PRINT LTD.

Executive Summary

TAYLOR MADE PRINT LTD. shows chronic financial distress with negative net assets and working capital deficits over multiple years, indicating liquidity and solvency challenges. Immediate capital infusion and improved cash flow management are essential to stabilize its financial health and ensure operational continuity. Without intervention, the company risks further deterioration of its financial position.

TAYLOR MADE PRINT LTD. - Analysis Report

Company Number: 12995692

Analysis Date: 2025-07-20 14:30 UTC

Financial Health Assessment: TAYLOR MADE PRINT LTD.

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1. Financial Health Score: Grade D

Explanation:
The company exhibits symptoms of financial distress, with persistent negative net assets and working capital deficits over four consecutive years. While it remains active without overdue filings, the balance sheet shows a fragile financial state that requires urgent attention to avoid worsening liquidity and solvency issues.

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2. Key Vital Signs

Metric	2023 (£)	Interpretation
Current Assets	227	Very low cash and short-term assets, indicating limited liquid resources
Current Liabilities	301	Slightly higher than current assets, causing a negative working capital
Net Current Assets	-74	Negative working capital signals liquidity strain; company may struggle to meet short-term debts
Net Assets (Shareholders Funds)	-73	Negative equity means liabilities exceed assets, suggesting accumulated losses
Share Capital	1	Minimal share capital, offering little buffer against losses
Average Employees	0	No employees, indicating very limited operational scale or possible reliance on contractors

Vital Signs Interpretation:

• The persistent negative net current assets ("symptom of distress") indicate the company does not have enough liquid resources to cover immediate obligations, risking cash flow interruptions.
• Negative net assets (shareholders funds) reflect accumulated losses eroding the company's financial "immune system," weakening its ability to absorb shocks or invest in growth.
• Minimal share capital and no employees suggest a micro-business with limited financial and operational capacity.

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3. Diagnosis

Underlying Financial Condition:
TAYLOR MADE PRINT LTD. is in a precarious financial condition. The company has shown a consistent pattern of negative working capital and net assets since incorporation in 2020. This "chronic financial ailment" indicates ongoing losses or insufficient capital injections to restore health. The fact that current liabilities exceed current assets means the company faces liquidity risks, potentially leading to difficulties in paying suppliers, creditors, or meeting other financial commitments on time.

Operationally:
The absence of employees may point to a very lean structure, possibly outsourcing work or operating at minimal scale. This might reduce overheads but also limits growth potential and revenue generation capacity.

Risk Factors:

• Continued erosion of equity capital may lead to insolvency if not addressed.
• Negative working capital raises concerns about short-term solvency and operational continuity.
• Lack of growth in assets or capital infusion signals limited financial resilience.

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4. Recommendations

To improve financial wellness and avert worsening conditions, the company should consider the following "treatment plan":

1. Capital Injection:
   Introduce fresh equity or secure shareholder loans to strengthen net assets, providing a financial cushion against losses and improving creditor confidence.

2. Cash Flow Management:
   Improve working capital by accelerating receivables collection, negotiating extended payment terms with creditors, or reducing discretionary expenses to maintain a healthy cash flow.

3. Operational Review:
   Evaluate business model and cost structure to increase revenues or reduce costs. Explore opportunities to expand operations, diversify customers, or improve margins.

4. Financial Planning:
   Develop a detailed cash flow forecast and budget to monitor liquidity and avoid surprises. Regular financial monitoring will help detect early symptoms of distress.

5. Professional Advice:
   Seek advice from financial consultants or turnaround specialists to design a restructuring plan if losses persist.

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