TB & PK PROPERTIES LIMITED

Executive Summary

TB & PK PROPERTIES LIMITED is a dormant private limited company with no trading history or financial activity since incorporation. The entity’s minimal net assets and lack of liquidity present a high credit risk and insufficient financial strength to support credit facilities. Credit approval is not recommended absent significant operational changes or evidence of financial viability.

TB & PK PROPERTIES LIMITED - Analysis Report

Company Number: 12747322

Analysis Date: 2025-07-29 20:32 UTC

1. Credit Opinion: DECLINE
   TB & PK PROPERTIES LIMITED is a dormant company with no trading activity or financial transactions reported since incorporation in 2020. The accounts show net assets and shareholders’ funds of only £1 consistently over five years, indicating no operational financial performance or capacity to service debt. There is no evidence of revenue generation, profitability, or cash inflows to support credit exposure. Extending credit to this entity entails significant risk due to the absence of financial substance or trading history.

2. Financial Strength:
   The balance sheet is minimal and static, reflecting a single £1 share capital and no reported assets or liabilities. The company holds no fixed or current assets, no working capital, and no reserves. This indicates extremely weak financial strength with no buffer to absorb losses or meet obligations. The dormant status confirms inactivity and no business operations contributing to financial resilience.

3. Cash Flow Assessment:
   No cash flows are reported or likely given the dormant status. There is no evidence of liquidity or working capital. The company cannot generate cash internally nor demonstrates external funding sources. This lack of liquidity precludes any ability to meet debt repayments or other financial commitments.

4. Monitoring Points:
   Should the company commence trading, monitor:

• Revenue and profit trends to assess operating performance.
• Cash flow statements to evaluate liquidity and debt servicing capacity.
• Changes in net assets and shareholders’ funds indicating capital injections or retained earnings.
• Director appointments or PSC changes that might signal strategic shifts or risk factors.