Company Number: 12440372

Analysis Date: 2025-07-20 11:42 UTC

1. Risk Rating: LOW
   The company TEAM LABURNUM LTD demonstrates strong net current assets and net asset position relative to its micro-entity size, with no overdue filings or indications of insolvency. The financials show steady growth in net assets and a very low level of current liabilities, suggesting sound solvency and liquidity.

2. Key Concerns:

• No employees reported in the latest accounts, which may indicate reliance on subcontractors or the director alone; this could affect operational scalability and continuity.
• The company is classified as micro with minimal disclosure, limiting visibility on profitability and cash flow dynamics beyond balance sheet figures.
• Share capital is nominal (£1.00), potentially indicating limited capital buffer if unexpected liabilities arise.

3. Positive Indicators:

• Consistent growth in net current assets from £93k in 2020 to £248k in 2024 shows improving working capital management and financial stability.
• No overdue filings for accounts or confirmation statements, reflecting good compliance and governance practices.
• Ownership is concentrated with a single individual (Mr Jeremy Edward Eatough), which simplifies decision-making and control.

4. Due Diligence Notes:

• Investigate the nature of current assets to understand liquidity quality (e.g., cash vs. receivables or stock).
• Review any off-balance sheet liabilities or contingent risks not visible from micro-entity accounts.
• Assess business model sustainability given zero employees and the SIC code indicating bookkeeping activities—confirm how services are delivered and client concentration.
• Verify absence of director disqualifications or regulatory issues beyond Companies House filings.