TEAMCLARKE PROCUREMENT CONSULTANTS LTD

Executive Summary

TeamcLarke Procurement Consultants Ltd is a newly formed micro-entity with a break-even balance sheet showing no net assets or working capital. The company currently lacks operational activity and financial strength to support credit. Until evidence of cash flow generation and equity build-up emerges, credit facilities cannot be recommended.

TEAMCLARKE PROCUREMENT CONSULTANTS LTD - Analysis Report

Company Number: 15966714

Analysis Date: 2025-07-29 16:39 UTC

1. Credit Opinion: DECLINE. TeamcLarke Procurement Consultants Ltd is a newly incorporated micro-entity (incorporated Sept 2024) with minimal financial history. The latest accounts show a break-even balance sheet with current assets equaling current liabilities (£8,822), resulting in zero net assets and no working capital buffer. There is no evidence of profitability, cash reserves, or operational activity (average employees nil). This lack of financial substance and operating track record poses a high risk for credit exposure.

2. Financial Strength: The company’s balance sheet is very weak. Total assets less current liabilities and net assets both stand at zero, indicating no equity cushion. Current assets exactly match current liabilities, providing no margin for unforeseen expenses or delays in cash inflows. The micro-entity’s accounts comply with minimal filing requirements but do not demonstrate financial resilience or capitalisation.

3. Cash Flow Assessment: With current assets and liabilities balanced, there is no net working capital available to support ongoing operations or debt service. The absence of employees and the lack of profit or retained earnings suggest limited or no cash generation capability at this stage. Liquidity is effectively neutral, with no visible cash reserves or operational cash flow history.

4. Monitoring Points:

• Track subsequent filings for evidence of revenue generation and profitability.
• Monitor cash balances and net current assets for improvement.
• Review any director or shareholder loans that could bolster liquidity.
• Assess future management commentary on business development and funding plans.
• Watch for timely filing of accounts and confirmation statements as a proxy for governance quality.