TECH AND KNIGHTS LIMITED

Executive Summary

Tech And Knights Limited is a newly established private company with modest net assets and current liquidity constraints. The company currently relies on director loans and holds tangible assets, but lacks operational activity and employees, suggesting it is in an early or investment phase. While regulatory compliance is satisfactory, investors should closely examine funding arrangements and business plans to assess sustainability and cash flow prospects.

TECH AND KNIGHTS LIMITED - Analysis Report

Company Number: 15076990

Analysis Date: 2025-07-20 14:50 UTC

1. Risk Rating: MEDIUM

Justification: Tech And Knights Limited is a newly incorporated company (August 2023) with limited financial history. The accounts show positive net assets but a low cash balance relative to current liabilities and a significant director loan classified as long-term creditor. The company is solvent on a balance sheet basis but liquidity appears tight. Absence of employees and small scale indicates an early-stage or investment-holding business rather than an operational trading entity.

2. Key Concerns:

• Liquidity Pressure: Cash at bank is £2,477 against current liabilities of £800 and director loans of £5,206 due after one year, indicating limited liquid resources to cover short-term needs comfortably.
• Reliance on Director Loans: £5,206 owed to directors represents a significant portion of liabilities. This reliance on related-party funding could present risk if the director’s support ceases.
• Lack of Operational Activity: No employees and minimal trading history suggest the business is in an investment or development phase; sustainability depends on future business development or capital injections.

3. Positive Indicators:

• Positive Net Assets: Net assets stand at £1,047, indicating the company is not insolvent.
• Compliance with Filing Requirements: No overdue filings; accounts and confirmation statements are up to date, which reflects good regulatory compliance.
• Clear Ownership and Control: Single shareholder/director with 75-100% control provides clear governance and decision-making structure.

4. Due Diligence Notes:

• Investigate the nature and terms of the director loans, including repayment schedules, interest, and security arrangements.
• Review business plans or projections to assess how the company intends to generate revenue or cash flow going forward.
• Confirm whether the tangible fixed assets relate to operational use or investment (e.g., property or equipment).
• Verify any contingent liabilities or off-balance-sheet obligations not disclosed in the accounts.
• Monitor future filings for signs of operational progress or additional financing rounds.