TECHNOTUB MOBILITY LTD

Executive Summary

Technotub Mobility Ltd is a financially stable micro-entity with positive working capital and consistent net assets, indicating sound financial stewardship and liquidity. The company’s timely filings and modest growth in assets and workforce support its capability to service credit facilities. Continued monitoring of profitability and liquidity metrics is recommended to confirm ongoing creditworthiness as the business expands.

TECHNOTUB MOBILITY LTD - Analysis Report

Company Number: 14174834

Analysis Date: 2025-07-20 12:23 UTC

1. Credit Opinion: APPROVE
   Technotub Mobility Ltd presents a stable financial position for a micro-entity with consistent net assets and positive working capital. The company is current on all filings, demonstrating good compliance and management discipline. While the scale is small and profit data is unavailable, the balance sheet shows modest growth in fixed and current assets and controlled liabilities, suggesting prudent financial stewardship. Given its active status and increasing employee base, the company appears capable of meeting short-term obligations and servicing small credit facilities.

2. Financial Strength:
   The company’s net assets increased slightly from £10,422 in 2023 to £10,564 in 2024, indicating stability. Fixed assets grew modestly by £517 to £3,074, reflecting some reinvestment in long-term resources. Current assets increased by £4,424 to £23,637, outpacing the rise in current liabilities (£4,799 increase to £16,147), resulting in a solid net current asset position of £7,490. Shareholders’ funds closely mirror net assets, consistent with limited external financing and retention of earnings.

3. Cash Flow Assessment:
   The positive net current assets and growth in current assets imply adequate short-term liquidity. Current liabilities are manageable and well-covered by current assets, indicating good working capital management. The increase in employees from 3 to 4 suggests controlled expansion without overextending cash resources. Absence of overdue filings and audit exemptions reflect efficient internal controls and low operational risk.

4. Monitoring Points:

• Profitability and cash flow trends once profit and loss data become available to confirm ongoing debt service ability.
• Working capital ratios and any material changes in current liabilities to ensure liquidity remains sufficient.
• Business growth indicators such as turnover and employee headcount expansion to assess scalability and credit capacity.
• Management’s responsiveness to economic conditions, especially given the repair industry’s sensitivity to market fluctuations.