TEIXEIRA CONSULTING LIMITED

Executive Summary

TEIXEIRA CONSULTING LIMITED is financially healthy as a micro consulting business with positive net assets and strong working capital. The company shows no signs of financial distress, reflecting a stable foundation at start-up stage. To ensure ongoing wellness, careful cash flow management and strategic growth planning are advised.

TEIXEIRA CONSULTING LIMITED - Analysis Report

Company Number: SC762773

Analysis Date: 2025-07-29 13:13 UTC

Financial Health Assessment Report for TEIXEIRA CONSULTING LIMITED

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1. Financial Health Score: B

Explanation:
Given that TEIXEIRA CONSULTING LIMITED is a newly incorporated micro-entity with modest financial figures and no audit requirements, the financial health is currently sound but limited in scale. The company shows positive net assets and healthy working capital, indicating good initial financial stability. However, as a young company with limited operational history and small asset base, the score is a "B" rather than an "A," reflecting room for growth and the need to build resilience over time.

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2. Key Vital Signs

Metric	Value (£)	Interpretation
Fixed Assets	717	Very small long-term asset base, typical for a startup consulting firm.
Current Assets	16,414	Adequate liquidity pool, primarily cash or receivables—positive for short-term obligations.
Current Liabilities	6,318	Manageable short-term debts relative to assets; no signs of distress.
Net Current Assets	10,096	Healthy working capital, showing ability to cover near-term liabilities comfortably.
Net Assets (Shareholder Funds)	10,813	Positive equity base, indicating the company is solvent and funded by owner’s capital.
Average Employees	1	Micro entity with minimal staffing, matching the business profile.

Interpretation of Vital Signs:

• Healthy cash flow indicators: Positive net current assets suggest the company can meet its short-term debts without liquidity stress.
• Low fixed assets: As a consulting entity, this is normal; minimal investment in physical assets reduces overheads.
• Positive net assets: The equity is positive, indicating no accumulated losses and a stable financial foundation.
• Micro company status: Limited scale but no overdue filings or signs of financial strain.

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3. Diagnosis

TEIXEIRA CONSULTING LIMITED presents the "vital signs" of a financially stable young consulting business. The company shows no symptoms of financial distress such as negative working capital, overdue filings, or director changes. The balance sheet is clean and straightforward, reflecting a simple micro-entity structure with a sole director/shareholder who controls 100% of shares and voting rights.

The company’s financial "pulse" is steady, with sufficient liquidity and solvency, but the limited size means that any adverse business developments could quickly impact financial health. The lack of an audit is normal for micro companies but means less external financial scrutiny, so internal controls and management oversight will be important as the business grows.

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4. Recommendations

• Maintain healthy cash flow management: Continue monitoring working capital closely to ensure liquidity remains strong as operations scale.
• Build financial reserves: As profits accumulate, consider building retained earnings to provide a buffer against future uncertainties.
• Plan for growth: Develop a strategic plan for scaling operations, including investment in marketing or additional resources if appropriate.
• Strengthen governance: Although the company is small, maintaining good internal controls and timely filings will prevent risks related to compliance or financial management.
• Consider audit/external review in future: As the company grows beyond micro thresholds, a more formal audit or financial review may add credibility to financial statements.

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