TELL FELLOWSHIP LIMITED

Executive Summary

The company is a newly formed micro-entity with a negative net asset position and minimal financial activity, indicating an inability to service credit facilities at this time. Its weak balance sheet and lack of cash flow capacity present a high credit risk. Ongoing monitoring of financial improvements and operational progress is essential before reconsidering credit support.

TELL FELLOWSHIP LIMITED - Analysis Report

Company Number: 15152461

Analysis Date: 2025-07-29 20:50 UTC

1. Credit Opinion: DECLINE
   Tell Fellowship Limited is a micro-entity, newly incorporated less than two years ago, with minimal financial activity and a negative net asset position of £549. The company’s balance sheet shows current assets of only £51 against accruals and deferred income of £600, resulting in negative net assets and no working capital. There is no evidence of revenue generation or profitability, no employees, and no cash reserves to service any debt or financial obligations. Given its untested business model, negative equity, and lack of financial strength, the company currently lacks the capacity to meet credit obligations, making credit approval unsuitable at this stage.

2. Financial Strength:
   The company has a very weak financial position. The negative shareholders’ funds and net assets indicate liabilities exceeding assets. The company’s balance sheet reveals £51 in current assets offset by £600 in accruals/deferred income, leading to a net liability position of £549. There are no fixed assets or other resources to draw upon. The absence of share capital (limited by guarantee) means funding relies on members’ guarantee liabilities limited to £1 each, providing limited protection to creditors. The financial statements are unaudited and prepared under micro-entity accounting standards, limiting transparency.

3. Cash Flow Assessment:
   Liquidity is severely constrained. With only £51 in current assets and £600 in short-term liabilities, the company’s working capital is negative £549. There is no indication of cash inflows from operations, no employees, and no disclosed revenue or profit. The company’s ability to generate positive cash flow or meet short-term obligations is currently non-existent. Without external funding or members’ financial support, the company risks insolvency if required to service debts or operational expenses.

4. Monitoring Points:

• Track future filings for improvement in net assets and working capital.
• Monitor any increase in current assets or cash balances supporting liquidity.
• Watch for evidence of revenue generation or operational activity to assess business viability.
• Review director changes or any related party transactions impacting financial stability.
• Confirm timely filing of accounts and confirmation statements to avoid compliance risks.