Company Number: 13126496

Analysis Date: 2025-07-29 20:02 UTC

1. Credit Opinion: APPROVE with caution. TEODEN PRO MANAGEMENT CONSULTANCY LTD demonstrates a positive and improving financial position typical of a micro-entity with limited operational scale. The company is active, compliant with filing deadlines, and shows steady growth in net assets and working capital, indicating capability to meet short-term liabilities and service modest credit facilities. However, limited scale and only one employee suggest exposure to operational risks and modest cash flow buffers, so credit limits should remain conservative.

2. Financial Strength: The balance sheet as of 31 October 2023 shows net assets of £8,386, up significantly from £555 in 2022, driven by an increase in current assets from £7,995 to £24,914 and a relatively contained increase in current liabilities from £7,440 to £17,061. Fixed assets remain minimal at £533, reflecting the consultancy nature of the business. Shareholders’ funds mirror net assets, which is healthy for a micro-entity. Overall, the company’s financial position is sound but on a small scale.

3. Cash Flow Assessment: The company’s net current assets improved from £555 to £7,853, indicating a stronger liquidity position and improved working capital management. Current liabilities remain manageable relative to current assets. The presence of only one employee and limited fixed assets suggests low fixed overheads, which supports cash flow stability. However, no detailed cash flow statement is available, so monitoring cash generation from operations is advised.

4. Monitoring Points:

   • Continued growth in net current assets and net assets to ensure ongoing liquidity.
   • Timely accounts and confirmation statement filings, which so far are compliant.
   • Any increase in liabilities relative to assets that might strain liquidity.
   • Operational risks related to single-employee dependency and limited fixed assets.
   • Profitability trends and cash flow from operations once more detailed financials are available.