THE BRYONY WALLACE ACADEMY LTD

Executive Summary

THE BRYONY WALLACE ACADEMY LTD shows a solid improvement in financial health with positive working capital and increased equity. The company’s micro-entity status limits detailed financial transparency, but current data indicates sufficient liquidity to meet obligations. Credit approval is recommended with routine monitoring of liabilities and cash flow metrics.

THE BRYONY WALLACE ACADEMY LTD - Analysis Report

Company Number: 14094547

Analysis Date: 2025-07-19 12:24 UTC

1. Credit Opinion: APPROVE
   THE BRYONY WALLACE ACADEMY LTD demonstrates improving financial stability with positive net assets and net current assets reported in the most recent year. The company is active, has no overdue filings, and shows a growing equity base. Despite being a micro-entity, it maintains positive working capital, suggesting it can meet short-term obligations. The director's control and stable management further support credit reliability. Loan or credit facilities can be approved with standard monitoring.

2. Financial Strength:
   The balance sheet shows fixed assets around £2,265 (£2,318 prior year) and current assets increased significantly from £2,514 to £16,035, indicating improved liquidity. Current liabilities also rose from £3,606 to £10,791, but net current assets remain positive at £5,244 compared to prior year negative working capital of £1,092. Shareholders’ funds increased substantially from £1,226 to £7,509, reflecting retained earnings or capital injection. Overall, the company’s financial position has strengthened markedly over the year.

3. Cash Flow Assessment:
   Current asset growth, primarily cash or equivalents given the nature of the business, improves liquidity and working capital position significantly. Positive net current assets indicate the company can cover short-term liabilities without distress. The company employs 2 staff, suggesting limited fixed overheads and manageable cash flow demands. No audit required due to micro-entity status, limiting detailed cash flow analysis, but the available data reflects sound liquidity.

4. Monitoring Points:

• Monitor growth in current liabilities to ensure they remain proportionate to current assets.
• Track profitability and cash flow details when available, since profit and loss accounts were not filed.
• Watch for changes in director or PSC ownership that could impact governance or control.
• Check for timely filing of future accounts and confirmation statements to maintain compliance.
• Review any expansion in employee numbers or fixed assets that might affect cash requirements.