THE CLIENT PERSPECTIVE CONSULTANCY LTD

Executive Summary

The Client Perspective Consultancy Ltd is a micro-entity exhibiting a stable financial position with growing net assets and positive working capital. The company maintains compliance with statutory filing requirements and benefits from clear sole ownership. However, its limited scale and short financial history warrant further review of operational sustainability and governance structures.

THE CLIENT PERSPECTIVE CONSULTANCY LTD - Analysis Report

Company Number: 14357240

Analysis Date: 2025-07-29 12:25 UTC

1. Risk Rating: LOW
   The company demonstrates a solid net asset position with positive net current assets and no overdue filings. It is a micro-entity with consistent growth in net assets and current assets, indicating a stable financial footing for its size and stage.

2. Key Concerns:

• Limited Scale and Resources: As a micro-entity with only one employee (the director) and minimal fixed assets, operational resilience and scalability may be constrained.
• Concentration Risk: Single director and sole shareholder control present governance and succession risks.
• Limited Financial History: Incorporated in late 2022 with only two full years of financial data limits trend analysis and long-term viability assessment.

3. Positive Indicators:

• Growing Net Assets: Net assets increased from £6,086 in 2023 to £14,264 in 2024, reflecting retained earnings or capital injections.
• Healthy Liquidity Position: Net current assets improved to £12,587, indicating the company can cover its short-term liabilities comfortably.
• Compliance: No overdue accounts or confirmation statements; filings are up to date.
• Clear Ownership and Control: Transparency in Persons with Significant Control (PSC) with Mrs Melanie Ruth Williams holding full ownership and voting rights.

4. Due Diligence Notes:

• Review detailed profit and loss accounts to understand revenue streams, profitability, and cash flow generation.
• Confirm the nature and terms of current liabilities to assess any contingent risks or short-term cash flow pressures.
• Investigate any related-party transactions given sole director ownership to ensure arm's length dealings.
• Monitor governance practices and succession planning given director concentration.
• Validate assumptions behind asset valuations and any off-balance sheet commitments.