THE CREATIVES AND EXPRESSION LTD

Executive Summary

THE CREATIVES AND EXPRESSION LTD presents a low financial risk profile supported by a strong and growing net asset position exclusively held in investments. However, the absence of operational activity and reliance on investment valuations warrant further review to ensure liquidity and governance robustness. Overall, the company complies well with filing requirements and maintains a clean regulatory status.

THE CREATIVES AND EXPRESSION LTD - Analysis Report

Company Number: 13259235

Analysis Date: 2025-07-20 13:43 UTC

1. Risk Rating: LOW
   The company demonstrates a solid net asset position with no current liabilities, no overdue filings, and no employees, indicating low operational complexity and minimal immediate financial risk. Its net assets have more than doubled in the latest year, reflecting positive fair value adjustments in investments.

2. Key Concerns:

• Lack of operational activity: The company has no employees and reports zero net current assets, which could imply limited business operations or cash flow issues if liabilities arise.
• Concentration of control: One individual holds majority ownership and director responsibilities, which may pose governance risks if not managed properly.
• Investment valuation reliance: The net assets are entirely comprised of investments whose valuations can fluctuate, potentially impacting solvency if market conditions deteriorate.

3. Positive Indicators:

• Strong net asset base: Shareholders’ funds increased from £167,315 to £377,891 year-on-year, reflecting successful investment appreciation.
• Compliance with regulatory filings: Annual accounts and confirmation statements are up to date with no overdue filings or penalties.
• Exemption from audit: Low risk from audit requirements suggests straightforward financials and compliance with small company regulations.

4. Due Diligence Notes:

• Investigate the nature and liquidity of the investments valued at £377,891 to assess true realizable value and potential volatility.
• Review any contingent liabilities or off-balance-sheet risks not disclosed in the accounts.
• Confirm governance arrangements and safeguards given the single director ownership structure.
• Evaluate the company’s business model and revenue streams, since zero employees and net current assets raise questions about operational sustainability.