THE FIVE TOWNS PLUS HOSPICE TRADING LIMITED

Executive Summary

THE FIVE TOWNS PLUS HOSPICE TRADING LIMITED, a recently incorporated small private company, exhibits high solvency and liquidity risk due to a weak balance sheet with current liabilities exceeding current assets and no reported employees. While statutory filings are current and the company is under stable control, the limited financial disclosures and minimal operational scale raise concerns about business sustainability. Further investigation into liabilities, cash flow, and business model is essential for a meaningful risk assessment.

THE FIVE TOWNS PLUS HOSPICE TRADING LIMITED - Analysis Report

Company Number: 13970045

Analysis Date: 2025-07-29 19:35 UTC

1. Risk Rating: HIGH
   Justification: The company has minimal net assets (£1,754) and current liabilities (£9,284) that exceed current assets (£6,423), indicating negative working capital. The small asset base, no employees, and recent incorporation (2022) suggest limited operating history and capacity to meet short-term obligations.

2. Key Concerns:

• Liquidity Shortfall: Current liabilities exceed current assets, implying potential cash flow constraints.
• Operational Scale: No employees reported and minimal financial data limit confidence in business sustainability or revenue generation.
• Limited Financial Transparency: Micro-entity accounts provide very limited detail; absence of audit and sparse notes restrict deeper financial insight.

3. Positive Indicators:

• No Overdue Filings: Both accounts and confirmation statements are filed on time, indicating compliance with statutory requirements.
• Active Status and Established Control: The company is active with a clear controlling entity (The Five Towns Plus Hospice Fund Limited) and has appointed directors and a secretary with stable addresses linked to the hospice.
• Non-Overdue Next Filing Dates: Future accounting and confirmation filings are not overdue, suggesting ongoing governance attention.

4. Due Diligence Notes:

• Investigate the nature and terms of current liabilities to assess immediacy and risk of default.
• Clarify business model and revenue streams given the SIC codes (event catering and non-store retail) but no employees reported.
• Review cash flow statements or bank statements (if available) to evaluate liquidity beyond balance sheet snapshot.
• Confirm relationship and financial support arrangements with The Five Towns Plus Hospice Fund Limited, which appears to exert significant influence.
• Assess plans for scaling operations and profitability prospects given very limited financial base.