BRENTWOOD WINDOWS DOORS AND JOINERY COMPANY LIMITED

Executive Summary

BRENTWOOD WINDOWS DOORS AND JOINERY COMPANY LIMITED exhibits strong financial health characterized by robust cash reserves, positive net assets, and no debt. The company’s micro-scale operations are financially stable with excellent liquidity and no signs of distress. Maintaining this strong cash position while exploring growth and enhancing governance will support sustained financial wellness.

BRENTWOOD WINDOWS DOORS AND JOINERY COMPANY LIMITED - Analysis Report

Company Number: 13426377

Analysis Date: 2025-07-20 11:45 UTC

Financial Health Assessment: BRENTWOOD WINDOWS DOORS AND JOINERY COMPANY LIMITED

---

1. Financial Health Score: Grade A

Explanation:
The company exhibits a very healthy financial profile, with strong liquidity and positive net assets relative to its size. Cash reserves are substantial and stable over the last three years, showing no signs of financial distress or liquidity crunch. The absence of debt and consistent equity levels indicate sound financial footing. The score "A" reflects a financially robust small private company with stable and healthy cash flow and no evident symptoms of financial strain.

---

2. Key Vital Signs (Critical Metrics and Interpretation)

Metric	Value (2024)	Interpretation
Cash at Bank	£169,993	Very healthy cash reserve for operating expenses and flexibility.
Net Current Assets	£169,993	Positive working capital indicating ability to cover short-term liabilities comfortably.
Total Assets Less Current Liabilities	£170,093	Indicates net assets are positive and stable.
Shareholders' Funds (Equity)	£170,093	Equity reflects retained earnings and capital, showing company value is intact.
Share Capital	£100	Nominal capital, standard for small private companies.
Number of Employees	1	Micro business size, keeping overheads low.
Accounting Exemption	Small company regime	Indicates company qualifies for simplified accounting standards.
Debt	None reported	Absence of liabilities or borrowings reduces financial risk.

Interpretation:
The company’s “vital signs” resemble a patient with a strong pulse and steady blood pressure: ample cash reserves and no debt burden signify liquidity and solvency. Its working capital is positive and stable, indicating no immediate liquidity issues or stress symptoms. The modest scale of operation with only one employee aligns with minimal operational overhead, reducing financial strain risks.

---

3. Diagnosis: Financial Condition and Business Health

• Liquidity: The company has excellent liquidity, supported by nearly £170k in cash, which is steady over three years. This suggests a "healthy cash flow" environment with no signs of cash flow distress.
• Solvency: Shareholders’ funds are positive and stable, indicating no solvency issues. The company is not leveraged and operates free of debt, reducing financial risk.
• Growth and Investment: The company holds minimal fixed assets (investments of £100) and does not report other tangible fixed assets, consistent with a service or support business model rather than capital-intensive operations.
• Size and Complexity: As a micro entity with one employee, the business is streamlined but may face growth limitations inherent to small scale.
• Governance and Control: A single director and sole owner (David Hyde) with 75-100% control suggests a centralized decision-making process, which can be efficient but may also present concentration risk.
• Compliance: Timely filing of accounts and confirmation statements with no overdue reports indicates good compliance and governance discipline.

Overall Diagnosis: The company is financially "healthy," showing no symptoms of distress such as negative cash flow, rising liabilities, or eroding equity. It resembles a patient with strong vital signs and no underlying chronic conditions. However, the small scale and lack of diversification could be potential vulnerabilities if market conditions worsen or growth is sought.

---

4. Recommendations: Actions to Improve Financial Wellness

1. Maintain Strong Cash Reserves: Continue monitoring cash flow closely to sustain liquidity, especially important for micro businesses vulnerable to sudden disruptions.
2. Explore Growth Opportunities: Consider investing in marketing or service expansion to grow revenues and diversify income streams, reducing reliance on a single business line or client.
3. Document Profit & Loss: Although not required, prepare and analyse profit and loss statements internally for better insight into operational efficiency and profitability trends.
4. Review Governance Structure: As a single director company, consider advisory support or appointing additional directors to spread risk and bring new expertise.
5. Plan for Contingencies: Develop a risk management plan to prepare for unexpected expenses or market downturns, ensuring continued financial health.
6. Monitor Industry Trends: SIC code 82990 indicates other business support services; keep abreast of sector developments to remain competitive.

---