THE PATIENTS GUIDE LTD

Executive Summary

The Patients Guide Ltd is a micro-entity with minimal financial activity and negligible assets, reflecting an inactive or non-trading status. Given the absence of any meaningful cash flow or operational scale, it is not currently creditworthy for lending. Ongoing monitoring should focus on any emerging business activity or financial changes that could impact credit risk.

THE PATIENTS GUIDE LTD - Analysis Report

Company Number: 14053518

Analysis Date: 2025-07-29 13:57 UTC

1. Credit Opinion: DECLINE. The Patients Guide Ltd is an active micro-entity with minimal financial substance. Its balance sheet shows nominal current assets of £2 and net assets of £2 consistently over three years, indicating no trading activity or meaningful operational scale. The company has no employees and no reported revenues or profits. Given this lack of financial activity and absence of cash flow, the company is unable to service debt or demonstrate creditworthiness for lending.

2. Financial Strength: The company’s financial position is extremely weak. With net assets of only £2 and no fixed assets or working capital, it effectively has no financial cushion or resources to meet liabilities. The shareholders’ funds are minimal, reflecting the nominal share capital and no retained earnings. This suggests no track record of profitability or reinvestment into the business.

3. Cash Flow Assessment: Cash flow is negligible or non-existent. Current assets equal the minimal cash or cash equivalents on hand (£2), with no indication of receivables, inventory, or other liquid assets. The absence of employees and operating expenses implies the company is dormant or inactive operationally, thus generating no internal cash flow to support operations or debt repayment.

4. Monitoring Points:

• Monitor any future filings for signs of operational activity, such as increased assets, liabilities, revenue, or employees.
• Watch for director changes or indications of restructuring or new business initiatives.
• Confirm timely filing of accounts and confirmation statements to avoid regulatory penalties.
• Review any changes in ownership or control that may affect credit risk.