THE PRINT AND DESIGN FACT LIMITED

Executive Summary

THE PRINT AND DESIGN FACT LIMITED is a newly formed dormant company with no trading history and minimal financial substance. The current financials show only nominal share capital and cash, providing no evidence of creditworthiness or repayment ability. Credit facilities are not advisable until operational activity and financial performance are demonstrated.

THE PRINT AND DESIGN FACT LIMITED - Analysis Report

Company Number: 14518594

Analysis Date: 2025-07-20 17:09 UTC

1. Credit Opinion: DECLINE
   The Print and Design Fact Limited is a recently incorporated private limited company with dormant status and minimal financial activity to date. The latest accounts show net assets of only £1,000, all represented by issued share capital, and cash balance of £1,000. There is no trading history or revenue data available to assess ability to service any debt or credit facilities. The company is controlled by a single entity holding 75-100% of shares and voting rights, which may limit operational independence. Given the lack of financial substance, trading history, and cash flow information, the company presents a high credit risk with no evidence of repayment capability. Credit facilities cannot be reasonably supported at this time.

2. Financial Strength:
   The company’s balance sheet is extremely limited, showing only nominal share capital and cash. There are no fixed assets, receivables, or liabilities reported. The dormant status confirms no significant financial transactions or trading occurred during the financial year ended 31 December 2023. This minimal financial footprint indicates no capacity to generate profits, cash flow, or build net worth currently.

3. Cash Flow Assessment:
   Cash at hand is £1,000, which is insufficient for any meaningful operating expenses or debt servicing. There is no evidence of working capital or liquidity beyond this nominal amount. Since the company has not commenced trading, cash flow position is immaterial and provides no assurance of ongoing liquidity or operational cash generation.

4. Monitoring Points:

• Commencement of trading and filing of subsequent accounts reflecting operational activities
• Revenue generation and profitability trends once trading starts
• Changes in ownership or control structure
• Director changes or appointment of additional management personnel
• Cash flow statements showing liquidity and working capital management in future filings