THE SPECIAL PROJECTS CONSULTANCY LIMITED

Executive Summary

The Special Projects Consultancy Limited has strengthened its financial position substantially in the latest year, showing solid liquidity and positive net assets indicative of good short-term financial health. While still a micro-entity with limited scale, its ability to meet liabilities and maintain operations appears sound. Credit approval is recommended with standard monitoring due to the company’s size and early stage.

THE SPECIAL PROJECTS CONSULTANCY LIMITED - Analysis Report

Company Number: 12766559

Analysis Date: 2025-07-29 20:07 UTC

1. Credit Opinion: APPROVE
   The Special Projects Consultancy Limited demonstrates a significant improvement in financial position over the last financial year, moving from negligible net assets to a net asset base of £35,240 as of June 2024. The company maintains a positive net current asset position (£35,985), indicating sufficient short-term liquidity to meet current obligations. There is no indication of overdue filings or distress, and the business remains active with a stable director structure. However, as a micro-entity and relatively young company, its financial scale is limited, so credit exposure should be moderate and commensurate with its size and industry.

2. Financial Strength:
   The balance sheet shows modest fixed assets (£2,055) but a strong current asset position (£52,428), predominantly likely cash or receivables, against current liabilities of £17,222. The net assets and shareholders’ funds of £35,240 reflect retained earnings or capital injections. The company has no long-term liabilities noted, which reduces financial risk. The balance sheet health is sound for a micro business, with a strong working capital buffer indicating a conservative capital structure.

3. Cash Flow Assessment:
   Current assets significantly exceed current liabilities, resulting in net current assets of £35,985, a positive working capital position. This suggests the company can cover its short-term debts and operating expenses comfortably. The absence of audit and limited disclosure on cash flow statements means precise cash flow trends are unknown, but the liquidity position is strong enough to infer reasonable cash flow management. The average number of employees is one, which implies low overheads.

4. Monitoring Points:

• Monitor turnover and profitability trends in future accounts to confirm the sustainability of the improved net asset position.
• Watch for any changes in director appointments or ownership that may impact governance or credit risk.
• Keep track of current liabilities trends—any sudden increase could strain liquidity.
• Review subsequent filing compliance to detect any operational or financial stress signals.