Company Number: 13130357

Analysis Date: 2025-07-20 12:52 UTC

1. Risk Rating: MEDIUM
   Justification: The company shows a positive net current asset position, indicating it can currently meet short-term liabilities. However, the net assets are minimal (£3,350), suggesting limited equity buffer. The company is relatively new (incorporated 2021) and classified as a micro-entity, so financial data is limited and does not yet provide a full picture of operational sustainability.

2. Key Concerns:

• Minimal net assets and equity: The company’s net assets and shareholders’ funds are low (£3,350), which may limit its ability to absorb financial shocks or support growth.
• High current liabilities relative to current assets: Current liabilities (£643,542) nearly equal current assets (£646,892), leaving very little working capital (only £3,350). This indicates tight liquidity that could cause cash flow issues if liabilities become due suddenly.
• Limited financial history and scale: With only one year of accounts and being a micro-entity, there is insufficient data to evaluate profitability, cash flow trends, or operational stability.

3. Positive Indicators:

• Compliance with filing requirements: The company is up to date on accounts and confirmation statement filings, showing regulatory compliance and governance awareness.
• Ownership and control clarity: Single controlling shareholder and director (Mr Juraj Stoklasa) simplifies decision-making and accountability.
• Industry focus on property management and real estate: These sectors can generate stable recurring revenues if managed effectively.

4. Due Diligence Notes:

• Obtain more recent financial statements (2023 and 2024 if available) to assess current financial health and trends.
• Review cash flow statements and profit & loss accounts to evaluate operational profitability and liquidity beyond balance sheet figures.
• Investigate the nature and maturity of current liabilities to understand potential cash flow pressures.
• Assess the background and track record of the director/shareholder to evaluate management quality and risk.
• Confirm no outstanding legal or regulatory issues given the company’s recent establishment and property-related activities.