Company Number: 15265270

Analysis Date: 2025-07-29 13:32 UTC

1. Credit Opinion: APPROVE with caution.
   Tigerhawk Advisors Limited is a newly incorporated private limited company (since November 2023) operating in the IT consultancy sector. Its first set of micro-entity accounts shows a modest but positive net asset position and working capital. While the company is at an early stage, there are no overdue filings or adverse director conduct records, and the sole director holds full control. Given the limited operating history and small scale, credit facilities should be extended conservatively with ongoing monitoring.

2. Financial Strength:
   The company’s balance sheet as of 30 November 2024 shows current assets of £24,643 against current liabilities of £11,836, resulting in net current assets of £12,807, which is also reflected in shareholders’ funds. This indicates a positive working capital and equity base, albeit modest. There are no long-term liabilities or fixed assets reported, typical for a start-up micro entity. The absence of debt beyond short-term creditors supports a low leverage profile.

3. Cash Flow Assessment:
   Cash and current assets exceed short-term liabilities, suggesting sufficient liquidity to meet immediate obligations. However, with no employees and limited asset base, cash flow likely depends on prompt receipt of consultancy fees and tight control of payables. The small scale means any delays in client payments or unexpected expenses could strain liquidity. No detailed cash flow statement is available, so caution is warranted.

4. Monitoring Points:

• Track timely filing of next annual accounts and confirmation statements to ensure ongoing compliance.
• Monitor growth in turnover and profitability as trading history develops to assess ability to generate sustainable cash flow.
• Watch working capital trends and creditor days to detect any emerging liquidity issues.
• Review any changes in director or ownership structure that could impact governance or financial control.
• Evaluate the development of client base and contract stability in the IT consultancy sector.