TIGHELLO SERVICES LTD

Executive Summary

TIGHELLO SERVICES LTD exhibits stable financial health with positive working capital and increasing net assets, reflecting sound liquidity and solvency. While the company's small scale limits its financial muscle, it remains free of distress symptoms, maintaining a healthy balance sheet. To sustain and improve wellness, the business should focus on detailed revenue tracking, cash flow management, and strategic asset reinvestment.

TIGHELLO SERVICES LTD - Analysis Report

Company Number: 13647329

Analysis Date: 2025-07-20 12:54 UTC

Financial Health Assessment for TIGHELLO SERVICES LTD
Assessment Date: Financial year ended 30 September 2024

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1. Financial Health Score: B

Explanation:
TIGHELLO SERVICES LTD displays a sound financial position with stable net assets and positive working capital over recent years. The company has maintained a steady increase in net assets from £2,145 in 2021 to £2,923 in 2024, reflecting retained earnings or capital injections. Current assets consistently exceed current liabilities, indicating healthy short-term liquidity. However, the micro-entity scale and relatively low asset base limit the score to a B rather than A. There are no signs of financial distress, but growth and cash flow dynamics should be monitored to maintain health.

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2. Key Vital Signs (Critical Financial Metrics):

Metric	2024 Value (£)	Interpretation
Fixed Assets	1,020	Small asset base typical for a micro company; steady but slightly declining over 3 years, suggesting limited capital expenditure.
Current Assets	3,831	Cash, receivables, and stock—healthy and growing, supporting liquidity.
Current Liabilities	1,928	Short-term debts are manageable and stable.
Net Current Assets	1,903	Positive working capital; "healthy cash flow buffer" to meet short-term obligations.
Net Assets (Shareholders' Funds)	2,923	Equity base improving year-on-year, indicating retained profits or capital infusion.
Employee Count	1	Very small workforce; likely owner-managed or specialist service provider.
Turnover	Not disclosed	Turnover data unavailable; limits assessment of operational profitability and cash generation.

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3. Diagnosis: Financial Condition and Underlying Health

• Liquidity & Working Capital: The company enjoys a "healthy cash flow" stance evidenced by current assets almost double current liabilities, providing a comfortable buffer against short-term financial strain. This suggests no symptoms of cash flow distress or immediate liquidity risk.

• Stability & Solvency: The consistent growth in net assets over four years signals "stable financial health" with no sign of erosion in equity. The balance sheet shows no alarming liabilities, and the company is solvent.

• Asset Management: Fixed assets have decreased slightly from £1,517 in 2021 to £1,020 in 2024, reflecting depreciation surpassing additions. This could indicate limited reinvestment into plant and machinery, which is not unusual for a small service-oriented business but warrants monitoring to ensure assets do not become obsolete.

• Size and Scale: As a micro-entity with one employee and limited capital, the business operates at a small scale, which can limit economies of scale and growth potential but also reduces complexity and overhead.

• Director Control and Governance: The sole director and majority shareholder, Moradeyo Bodunde, holds full control, simplifying decision-making but placing responsibility for financial health squarely on one individual. No red flags from director conduct or company status.

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4. Recommendations to Improve Financial Wellness

1. Enhance Revenue Reporting: Provide detailed turnover and profit figures in future filings for more comprehensive health monitoring. This will help diagnose operational efficiency and profitability — akin to knowing pulse rate alongside blood pressure.

2. Cash Flow Forecasting: Implement regular cash flow forecasts to anticipate liquidity needs proactively, ensuring the "healthy cash flow" remains robust even under unexpected pressures.

3. Asset Reinvestment Strategy: Review the fixed asset base to determine if reinvestment or replacement is needed to maintain operational capacity and efficiency, preventing future "wear and tear" symptoms.

4. Growth and Diversification: Explore opportunities for incremental growth or new service lines to increase turnover and spread risk, thereby strengthening financial resilience.

5. Maintain Compliance and Reporting Timeliness: Continue timely filing of accounts and confirmation statements to avoid penalties and maintain good standing.

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Summary Analogy

TIGHELLO SERVICES LTD currently presents as a "financially fit patient" with no signs of distress. The company’s balance sheet shows a steady recovery and good liquidity "vital signs," like a stable heartbeat and good oxygen levels. However, like a patient with a modest physique, it should monitor for any signs of weakening, especially in turnover and asset investment, to ensure long-term vitality.

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