TILLETT WEST CONSULTING LTD

Executive Summary

TILLETT WEST CONSULTING LTD is a very early-stage micro-entity with a clean balance sheet and limited financial history. It currently demonstrates a positive net asset position and no liabilities, supporting modest credit approval. Careful monitoring of cash flows, revenue growth, and emerging liabilities is essential to ensure ongoing creditworthiness.

TILLETT WEST CONSULTING LTD - Analysis Report

Company Number: 15931669

Analysis Date: 2025-07-29 18:56 UTC

1. Credit Opinion: APPROVE with caution.
   TILLETT WEST CONSULTING LTD is a newly incorporated micro-entity with limited financial history but currently shows a positive net asset position and no liabilities. Given its micro status and early stage, credit exposure should be conservative and monitored closely. The absence of current liabilities and positive net current assets indicate initial financial stability. However, the small operational scale (1 employee) and minimal asset base suggest limited capacity to absorb shocks or rapidly scale. Approval for modest credit facilities is reasonable, contingent on ongoing financial performance and cash flow monitoring.

2. Financial Strength:
   The balance sheet as of 31 March 2025 reports total net assets of £1,868 with no fixed assets and current assets of £1,968 against zero current liabilities. The minimal provisions (£100) reduce net assets slightly but do not present material risk. The company has no debt recorded, implying a clean financial slate. However, asset composition is heavily weighted towards cash or equivalents with no tangible or intangible fixed assets, which is typical for a start-up micro-entity but limits collateral availability.

3. Cash Flow Assessment:
   Current assets exceed current liabilities, reflecting positive working capital of £1,968. The absence of creditors or debt obligations suggests low immediate cash outflow obligations. However, with a single employee and presumably low revenue reported (no turnover disclosed), ongoing liquidity depends on operational cash generation or external funding. There is no indication of cash flow from operations in this data, so monitoring incoming revenues and expenses is critical.

4. Monitoring Points:

• Turnover and profitability trends in subsequent accounting periods to assess business growth and sustainability.
• Cash flow statements when available, to verify operating cash generation and liquidity adequacy.
• Any emerging liabilities or credit exposure that could affect net current assets.
• Changes in shareholder funding or capital injections that may support expansion or liquidity.
• Compliance with filing deadlines and any regulatory or directorial changes.